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...picture-perfect golden-years attire: a black Izod shirt with white shorts, faux-alligator-skin cleats, Ray-Bans, a gold shamrock hanging from a gold chain on his neck and a black baseball cap. But O'Neil's retirement outlook is growing darker every day. He once made a six-figure salary, but the 63-year-old is fairly certain that his savings won't be able to sustain him for very much longer. He has some $500,000 left in his 401(k) and spends about $75,000 a year. At this rate, he worries he will...

Author: /time Magazine | Title: Why It's Time to Retire the 401(k) | 10/9/2009 | See Source »

...which airports you especially want to avoid: "There are six metropolitan areas that experienced worse-than-average delays for both arrivals and departures: New York, Chicago, Philadelphia, Miami, Atlanta and San Francisco. And since all six metropolitan areas are domestic and international hubs, their poor on-time performance affects a large number of travelers ... The New York metropolitan area stands in its own category when it comes to poor on-time performance. New York generated both the worst arrival delay percentages (30.0%) and one of the worst departure delay percentages (21.7%). New York also ranked as the worst metropolitan area...

Author: /time Magazine | Title: Why Air Travel Is About to Get Worse | 10/9/2009 | See Source »

...Obama has made some mistakes on Afghanistan, and so has the military, but having a six-month strategic review is not one of them. No doubt, the President should have spoken with McChrystal more than once over the summer. The military's mistake was going ahead with a flawed battle plan that did not secure Kandahar, the second largest Afghan city and the fulcrum of the insurgency. That mistake made the six-month strategy review necessary, as did two other factors: the disastrously corrupt Afghan presidential election and a vastly improved capability to gather intelligence on al-Qaeda, which...

Author: /time Magazine | Title: Afghanistan Controversy: Less Than Meets the Eye | 10/8/2009 | See Source »

...controlled it. You could lose a village by trying to help it. And then there was the matter of what he called COIN mathematics. If there are 10 Taliban and you kill two, how many do you have left? Eight, perhaps. Or there might be two, because six of the remaining eight decide it's just not worth fighting anymore. Or you might have 20 because the brothers and cousins of the two dead fighters decide to take vengeance. "When I am asked what approach we should take in Afghanistan," General Stanley McChrystal concluded, "I say humility." (See pictures...

Author: /time Magazine | Title: Afghanistan Controversy: Less Than Meets the Eye | 10/8/2009 | See Source »

...generals' ire is focused on the bill's requirements that the U.S. Secretary of State certify, at six-month intervals, that the military remains under civilian oversight, even specifying such details as the need for the government to control senior command promotions. Kerry-Lugar also requires that the Pakistani military act against militant networks on its soil, specifying those based in Quetta and Muridke. U.S. officials believe that the leadership of the Afghan Taliban, including Mullah Omar, operates unmolested from the southwestern city of Quetta - a charge denied by Pakistan. Murdike, just outside Lahore, is the headquarters of Lashkar...

Author: /time Magazine | Title: How a U.S. Aid Package to Pakistan Could Threaten Zardari | 10/8/2009 | See Source »

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