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...clean and opens the windows - and makes her husband take out the trash. Other common ways to eliminate odors are to keep fresh coffee grounds on the counter (a trick of many a flight attendant); toss baking soda at the bottom of the trash can; and grind up a slice of lemon in the garbage disposal. "Get at the root of the odor," says Solomon. "Fresh air will do wonders...

Author: /time Magazine | Title: How "Fresh" Is Air Freshener? | 9/24/2007 | See Source »

...Northern Rock, the U.K.'s fifth-biggest mortgage provider, came unstuck when the wholesale loan markets it leans on for a huge slice of its funds dried up amid the global squeeze on credit triggered last month. An emergency, short-term credit line, agreed with the Bank of England late last week, was supposed to reassure savers their cash was safe. Northern Rock, insisted the Financial Services Authority over the weekend, was "open for business...

Author: /time Magazine | Title: U.K. Acts to Stem Bank Panic | 9/18/2007 | See Source »

...Bore Him. Federer is a pleasure seeker, the best ad-libber in the game. No one loves hitting the perfect angles on the move - off your drop shot, your lob, your slice - more than him. "So stymie him by boring him to death," says Courier. "Play every single ball to the same corner, over and over. Deny him the pleasures of the sport." Another tedium tactic is to take extra time between points. "He's a rhythmic kind of player," says ex-pro Barry MacKay, a veteran TV commentator. "He likes to have things moving along at a certain pace...

Author: /time Magazine | Title: Five Ways to Beat Roger Federer | 8/24/2007 | See Source »

...city after city, has ballooned into trillions of dollars in losses around the world, thanks to the magic of Wall Street's financial engineers. Blame it on one of the Street's recent innovations, the collateralized debt obligation, or CDO. The recipe: buy home loans, blend them, then slice up the result into different securities (reflecting different levels of risk) to sell to investors. Many such securities carry AAA or "investment grade" ratings despite subprime mortgages being in the mix. From there, things get really complex--CDOs created from other CDOs, synthetic CDOs crafted from credit-default swaps, none...

Author: /time Magazine | Title: Ground Zero of the Real Estate Bust | 8/16/2007 | See Source »

...supplying the loans and cash that check cashers use to pay these same customers. ACE Cash Express, which has more than 1,700 outlets across the country, works with Wells Fargo, JPMorgan Chase, Union Bank and others. Banks have shied away from serving the unbanked population directly because this slice of the market clashes with their business model. Banks get much of their profit from the interest they earn by lending out the money held in long-term deposits, but check cashers depend on a high volume of small transactions to generate revenue through fees. "The changes are not that...

Author: /time Magazine | Title: Profiting from the Unbanked | 8/16/2007 | See Source »

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