Word: smalleness
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When Twyla Tharp was 8 years old, her family moved from rural Indiana to a small town near San Bernardino, Calif., and opened a drive-in movie theater. Tharp's mother, an accomplished pianist, had put her precocious daughter through the usual cultural paces--lessons in ballet and tap as well as several musical instruments--but the family movie palace is where Tharp got her first real feel for an audience. She'd work at the snack bar and sit in a junked car way up front to watch the movies--westerns, musicals, horror-film fright fests on Friday...
That is partly because Indonesia has done well at tackling extremism. The vast majority of its people practice a moderate form of Islam, but a small band of homegrown extremists is wedded to a bloody jihad; in 2002, for instance, the bombing of two Bali nightclubs killed 202 people. But of late, Indonesia has had impressive success netting hundreds of suspected extremists and re-educating youths susceptible to the call of militant clerics...
...know that if we don't pay our mortgage, our home can be foreclosed on. We know that if we don't make our car payments, our car will be impounded. But I bet not every small-business owner fully gets that if you sign a personal guarantee for a loan or line of credit and your business ends up defaulting, everything you own can be seized, including your house, wedding rings and, in some states, joint bank accounts. Your wages can be garnisheed, as can your life-insurance policies. Bottom line: anything that looks juicy to the bank...
...home mom when I learned that people in default can include borrowers like my husband, who had never missed a payment but whose bank decided not to renew his company's line of credit. This was in 2006, when lenders were starting to rein in aggressive loans made to small businesses. In the case of my husband, a wholesale supplier whose revenues were declining, the credit line that started at $250,000--and steadily increased for six years--matured, was briefly extended and then was cut at the bank's discretion. The bank FedExed my husband and his former business...
...just fast turnover, small portions and cheaper cuts of meat that allow Choi to charge such low prices. "A Caesar salad at a lot of places is $12, but a Caesar salad costs $1.80 to make," he says, putting out a Marlboro. The insane markups come from a tired old formula, he continues: "Get a space in a high-rent district and hire [ultra-opulent interior architect] Adam Tihany to design it. It costs $1.5 [million] to $2 million for you to open a restaurant. So what's your attitude? 'We have to gouge those m____________.'"(Watch Roy Choi turn...