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Studies suggest that nighttime driving is particularly dangerous for teens, and curfews are urged. "Most accidents involving teens occur before midnight," says Susan Ferguson, senior vice president of research for the IIHS. "So the smartest laws go into effect earlier." But last year nine states introduced measures to rein in teens' nighttime driving privileges, and only one--Nevada--passed such a law. "A lot of adults think, I used to drive at night with my friends, so what's the harm?" says Judith Lee Stone, president of the nonpartisan Advocates for Highway and Auto Safety in Washington. "It's hard...

Author: /time Magazine | Title: Putting Limits on Teen Drivers | 10/15/2006 | See Source »

Another addition is a fee for foreign-currency conversions. It has long been thought that the smartest way to purchase goods overseas is with a credit card because you'll get a fair deal switching from, say, dollars to euros. That may still be true. But many cards now tack a 3% conversion fee on top of the profit built into the conversion rate...

Author: /time Magazine | Title: How Credit Cards Soak You | 10/15/2006 | See Source »

...revolutionary papers from the merely good, just as Byerly Hall culls the unworthy from the ranks of each year’s freshman class. I couldn’t agree more. The two are very similar—and both are deeply flawed. It is impossible for even the smartest scientists to recognize the true merit of a paper before it is published, just as it is impossible to identify the smartest and most talented scholars on the basis of their high school grades and SAT scores. Think, if you will, of PLoS One as a large public university?...

Author: By Michael B. Eisen, | Title: Online Peer Review Must Be Given A Chance | 10/13/2006 | See Source »

...what's with Target? It's known as one of the smartest retail operators in the country, if not the world, having practically invented the cheap-chic mass market. Disabled Americans are sitting there with $176 billion, and though it pains me personally to admit this, the number of people whose aging eyes make reading websites tough is growing every day. How could executives of Target fail to see the overwhelming benefit of making Target.com accessible to this market...

Author: /time Magazine | Title: Missing the Target | 10/9/2006 | See Source »

Perhaps the smartest thing the tour did was to recognize that the bulls, not the riders, are the stars. Fans show up to see the fiercest bovine in the land. The tour promotes the bulls with merchandise like T shirts, dolls and bobbleheads, which sell better than any rider-themed goods. (The first bull to sign an autograph will make a killing.) "The bulls should be more famous than us," says two-time champ Adriano Moraes. "They're better athletes." They also have better names, which reflect their personalities. Bodacious, a bull who died in 2000, was the Babe Ruth...

Author: /time Magazine | Title: Bring On the Bulls | 9/18/2006 | See Source »

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