Word: smarts
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...happy, to which he usually answers in the affirmative. When he's frustrated, he might say "delirious." (One of Harrington's conversational tics is a habit of breaking down his answers as if analyzing a golf swing or commentating on a match. "Now I'm actually being smart when I say 'delirious.' I'm actually being facetious with that remark," he says...
...change - not only through mandates or financial incentives but also via subtler nudges that preserve our freedom to make choices while encouraging us to make better ones, from automatic-enrollment 401(k) plans that require us to opt out if we don't want to save for retirement to smart meters that warn us about how much energy we're using. These nudges can trigger huge changes; in a 2001 study, only 36% of women joined a 401(k) plan when they had to sign up for it, but when they had to opt out, 86% participated...
...coincidence that Obama's budget proposes an ambitious program of automatic-enrollment pensions for workplaces that don't offer 401(k)s or that his stimulus package has billions of dollars for smart meters. Behavioral science - especially the burgeoning field of behavioral economics that has been popularized by Freakonomics, The Wisdom of Crowds, Predictably Irrational, Nudge and Animal Spirits, which is the new must-read in Obamaworld - is already shaping dozens of Administration policies. "It really applies to all the big areas where we need change," says Obama budget director Peter Orszag. (See the top 10 nonfiction books...
...other flawed decision makers have chronicled the irrationality of Homo sapiens. Some of our foibles are quite specific, like overvaluing things we have, overeating food in larger containers and overestimating the probability of improbable events - the quirk that made the Meet Barack Obama fundraising lottery such a smart idea. But in general, we're ignorant, shortsighted and biased toward the status quo. We're not as smart as Larry Summers. We procrastinate. Our impulsive ids overwhelm our logical superegos. We plan to lose weight, but ooh - a cupcake! We're especially irrational about money; we'll pay more...
...them,” Smith said. “We’ve had a lot of focus on our clears this week. The clearing game is going to be very important. They are very aggressive riders, so hopefully we will be able to make all of the right smart plays and clear the ball.” But despite technique and aggression, the main ingredient Harvard will need is the right mindset. “It all depends on who shows up on Saturday playing their best game,” Gottschall said. “It?...