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...paid a price for the ultra-low interest rates the Fed has kept in place to encourage banks to lend and to keep commerce flowing. Cheap money is nice for lenders and borrowers - but it's devastating for savers, especially for retirees who use interest income to supplement Social Security. If you had $500,000 stashed away - not a bad nest egg - you could earn a no-risk $20,000 to $25,000 annually (before taxes) two years ago buying bank CDs or short-term Treasury securities. Now you earn less than $5,000 in an average one-year...

Author: /time Magazine | Title: What's Still Wrong with Wall Street | 10/29/2009 | See Source »

...likes of Citi and AIG and Merrill Lynch are likely to go to jail. That's because incompetence and arrogance aren't criminal offenses. If that seems a bit unfair, so does the government's rescue program that saved some and not others, depending on political and social criteria. The most recent example: Delphi Corp., GM's former parts division that was spun off a decade ago, which recently emerged from bankruptcy proceedings. White collar Delphi retirees are having their pensions whacked, but United Auto Workers pensioners are being made whole...

Author: /time Magazine | Title: What's Still Wrong with Wall Street | 10/29/2009 | See Source »

...truth, and play it down the middle. Yes, demonizing others - "pointy-headed liberals," "Wall Street pigs," "socialists" or Fox News - is satisfying and helps mobilize the demonizer's political and ideological base. It also helps the demonized do the same. But divide-and-hope-to-conquer is horrible social policy, and we ought to shun anyone, from "senior officials" to Fox News to MSNBC, who does it. (See 10 perfect jobs for the recession - and after...

Author: /time Magazine | Title: What's Still Wrong with Wall Street | 10/29/2009 | See Source »

...best social-networking applications...

Author: /time Magazine | Title: What Happens to Your Facebook After You Die? | 10/28/2009 | See Source »

Months after a summer blockbuster used the campus of Penn as a stand-in for what appears to be Princeton, the makers of "The Social Network," affectionately known as "the Facebook movie," are pulling a similar campus switch. Unable to shoot on Harvard's campus, the movie's producers have decided to film three outdoor campus scenes, referring to Facebook creator Mark Zuckerberg's time at Harvard, at Johns Hopkins University in Baltimore...

Author: By Ashin D. Shah | Title: Campus Doubles | 10/28/2009 | See Source »

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