Word: southerns
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Dates: during 1960-1969
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...Crimson golfers, competing in the NCAAs for the first time in over 29 years last season, finished 17th, ahead of half the field. The finish was particularly encouraging for a northeastern team that did not have the long-playing season of a southern school...
Strange Behavior. At the beginning of a solar cycle, which averages eleven years, a few sunspots materialize about 35 degrees away from the solar equator in both the northern and southern hemispheres. Some last for a few days or weeks, others for months. As the cycle progresses, the spots occur with greater frequency and appear ever closer to the equator. About five years after the cycle begins, the sunspots increase to a maximum number, and appear around 15 degrees from the equator. During the next six years, the number of sunspots gradually decreases. Before the last of the old spots...
...poor, ghetto betterment projects often seem to generate more rhetoric than results. "Whenever the average businessman has done something, he has done it in a condescending spirit and at a distance, not in a face-to-face partnership," says Mills B. Lane, president of the Atlanta-based Citizens & Southern National Bank. "He likes to sit around and debate, then go write a check to some agency or other...
Discovery in Jamaica. Until recently, Lane, 57, was a political conservative with segregationist sympathies. His dealings with non-U.S. blacks over the last two years, when he helped organize the Jamaica Citizens Bank (49% owned by Citizens & Southern), radically changed his outlook. Back in the U.S., he drove around the slums of his native Savannah and was appalled by what he saw. "It is high time," he said, "that we get around to emphasizing what a person...
...Georgia Plan permits loans even to people who can offer no security at all. To circumvent banking regulations that prohibit such lending, Citizens & Southern set up a subsidiary called Community Development Corp. and capitalized it at $1,000,000. CDC approves the risky loans and advances the down payment if a customer cannot. Then Citizens & Southern steps in with the balance, and the down payment is handled as part of the total loan. Normal interest rates are charged, but the terms can be adjusted so that the borrower can meet his installments, which are usually no more than the rent...