Word: spend
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...this winter, Reynolds may not be so willing to spend $400 to take his family to a couple of 76ers basketball games, as he did a year ago. After all, some of his clients have connections to the flailing real estate industry, so he anticipates a dip in his business. And he's got three boys, ages 17, 14 and 11, so scary college-tuition bills loom. "In general, we're not spending as much on that discretionary stuff," Reynolds says. "So no, I probably...
...great risk, as consumers like Calderon cut their spending, is that bad economic news begets more bad news. Bernanke recently called this the "adverse-reaction loop": as consumers spend less, the economy weakens more, unemployment rises, mortgage foreclosures increase, putting more pressure on the financial system, and on the downward spiral goes. Capital Economics' Ashworth acknowledges that the "scenario is out there. It can't be totally dismissed. This deleveraging process could get very, very scary...
...deleveraged society the U.S. is in the process of becoming, it's the careful consumer who may ultimately bail out the economy. Ashworth believes the U.S. savings rate will rise to 5% of GDP over the next two to three years. "We're going to save more and spend less, because now we don't have a choice," he says. That increase in savings, he figures, will amount to some $1 trillion - about the projected size of next year's deficit...
...right to freedom of speech and expression. However, this liberty does not justify any behavior in the classroom, especially if it comes at the expense of students’ best interests. Just like employees in any other sector, teachers are held to certain standards of conduct: A teacher cannot spend science classes expounding on the merits of creationism or turn a history period into an advertisement for Scientology while hiding behind the shield of free speech. Similarly, a teacher should not be permitted to create a classroom climate that alienates certain students. While political buttons can be characterized...
...grown up during the Depression and World War II. When George W. Bush suggested that the way to be patriotic after 9/11 was to go shopping, I was appalled. We have seen that message repeated over and over - including two incentive checks from our government so we could spend even more money we didn't really have. So excuse me if I have a hard time believing that it is either the "evil bankers" or the "irresponsible home buyers" who are to blame for the present mess. Kathy Hornsby, CARROLLTON...