Word: spikeness
(lookup in dictionary)
(lookup stats)
Dates: all
Sort By: most recent first
(reverse)
...modern world, El Niño is a change in wind patterns and ocean currents that occurs every few years, bringing warmer water to the normally cool eastern Pacific; the result is major changes in storms and other weather effects, along with a temporary spike in global temperature. El Niño happened in 1998, for example, so if you were to take that year as a starting point for tracking global temperatures, you'd find that the following decade didn't see a lot of warming by comparison. (This is the origin of the myth that global warming...
...later, crime has plummeted to its lowest level since the early 1960s." To Mac Donald, this is proof that data-driven police work and tougher sentencing are the answer to crime - not social-welfare programs. Conklin thinks it may be too soon to tell. "The unemployment rate began to spike less than a year ago. We may yet see the pressure show up in crime rates," he says. It's fair to say, though, that the belief in a simple cause-and-effect relationship between income and crime has worn pretty thin. (See more about crime...
...make ultra-low payments for the first few years - and many of them did exactly that. Borrowers, mostly middle- and upper-class with good credit scores, were allowed to make payments that didn't even cover the interest owed (let alone the principal), with the understanding that payments would spike later on to make up for the shortfall. That allowed people to buy bigger, more expensive houses than they would have been able to qualify for otherwise. Plenty of families banked on rising incomes and an ability to sell their house as ways to deal with such loans...
Some people with option ARMs have already seen their payments spike, thanks to caps on negative amortization - that is, a loan balance that grows, instead of shrinks, over time. In its report, Amherst dissected one such loan, which was written in 2007 for $465,000 over 40 years. A minimum monthly payment that started at $1,260 soon rose to $1,354 and then to $2,806, more than twice the original amount. The borrower quickly defaulted. Going forward, the bigger problem is the reset that normally comes after five years. Even without negative amortization, many borrowers will see their...
Director of Behavioral Health and Academic Counseling Paul J. Barreira said he was also uncertain what caused the spike in hospitalizations, given that UHS mental health screening has revealed no rise in the incidence of depression and anxiety—which often spur alcohol abuse—among students...