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...mention Western Europe - is in the grip of a downward spiral that financial experts call deleveraging. Having accumulated debts beyond what's sustainable, households and financial institutions are being forced to reduce them. The pressure to do so results from a decline in the price of the assets they bought with the money they borrowed. It's a vicious feedback loop. When families and banks tip into bankruptcy, more assets get dumped on the market, driving prices down further and necessitating more deleveraging. This process now has so much momentum that even $700 billion in taxpayers' money may not suffice...

Author: /time Magazine | Title: The End of Prosperity? | 10/2/2008 | See Source »

What, then, needs to be done? Government and central bank action, around the world, must have two objectives. The first is speedy intervention to prevent a self-perpetuating downward spiral, which means protecting depositors at minimal long-term cost to the taxpayer. The second is to ensure so far as possible that future booms are less exaggerated. This has implications for the form of any rescue package, and for the system of financial oversight that is put in place...

Author: /time Magazine | Title: Back to Reality | 10/1/2008 | See Source »

...into a situation where they can no longer make good on their debts. When that happens to a single institution, it's no big deal to let it fail. But if it's happening to a lot of them at once, you get the paradox of deleveraging: a downward spiral in which failure begets more failure and retrenchment begets more retrenchment...

Author: /time Magazine | Title: 18 Tough Questions (and Answers) About the Bailout | 9/30/2008 | See Source »

...Load” helped spread their proggish brand of thrash throughout American suburbia and beyond. After putzing around with old garage tracks—some great covers of Blue Oyster Cult and Bob Seger are mixed in there—they took a downward spiral into Napster-hating, rehab, and the unforgivably abysmal “St. Anger”. (Remember that movie about the making of “St. Anger,” “Some Kind of Monster?” It’s kind of like watching a documentary about your house burning down...

Author: By Kyle L. K. Mcauley, CRIMSON STAFF WRITER | Title: Metallica | 9/25/2008 | See Source »

...market’s downward spiral reflects a larger atmosphere of worry in light of the collapse and liquidation of Lehman Brothers and the sale of Merrill Lynch to Bank of America at the beginning of the week...

Author: By Maxwell L. Child, CRIMSON STAFF WRITER | Title: Econ Professors Lament Financial Crisis | 9/18/2008 | See Source »

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