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...mass loan modifications? I came to it as a consumer issue. In 2001 [Senator] Paul Sarbanes asked me to read this HUD/Treasury report on predatory lending. I was pretty appalled. I was convinced that there was a real problem, but we thought it was more from a micro-consumer standpoint. Something national and systemic - I don't think that ever entered any of our thoughts. We put together a group of industry people and consumer groups to develop some best practices. We had to rely on voluntary measures because the regulatory community and the Hill just weren't going...

Author: /time Magazine | Title: Q&A: The FDIC's Boss on Banks, Loans and Credit | 10/17/2008 | See Source »

...need to consider what’s fun and interesting and needed from a neighborhood standpoint in order to create that sense of a center,” said Steven G. Cecil, a principal at the Cecil Group...

Author: By Nan Ni and Vidya B. Viswanathan, CRIMSON STAFF WRITERSS | Title: City to Revamp Barry's Corner | 10/8/2008 | See Source »

...These days an elitist cabal of Democratic strategists advocates abandoning the hopelessly benighted South and other states—like Ohio and Pennsylvania—that are falling behind in the new economy. But any victory they might win in this way is really quite Pyrrhic from an ideological standpoint: The yuppified Democrats would abandon labor unions and economic populism altogether, marginalize civil rights, and attract middle-to-upper class whites with a boring but effective message of competent governance. This strategic shift would only ignite another culture war, one perhaps just as divisive, fueled by the Oedipal resentment...

Author: By David L. Golding | Title: Virginia Is For Others | 10/7/2008 | See Source »

...quarterback Chris Pizzotti’s hands to give more chances to the Crimson offense. With the Bears’ increased passing threats, Harvard’s inexperienced secondary, led by pre-season All-American Andrew Berry, will be put to the test. “From a defensive standpoint we really have to be ready,” Senior cornerback Andrew Berry said. “Brown has a good passing game with one of the best passing quarterbacks and two All-Ivy receivers. We really have to be prepared. It is definitely going to be a challenge...

Author: By Stephanie Krysiak, CONTRIBUTING WRITER | Title: Ivy Schedule Kicks Off | 9/25/2008 | See Source »

...crime. Catalano said that crime is down eight percent from Jan. 1 to Sept. 15 compared to the same time period last year, but added that HUPD is “always cautious about overemphasizing any reduction.” “From a victim’s standpoint, one crime, especially a violent crime, is too many,” he said. “The Department needs community members to be vigilant while walking throughout campus and surrounding areas both during the day and at night and to take the appropriate precautions, such as walking with others...

Author: By Jamison A. Hill, CRIMSON STAFF WRITER | Title: Graduate Students Robbed at Gunpoint—Latest in String of Area Muggings | 9/21/2008 | See Source »

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