Word: start
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Dates: during 2000-2009
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Traditionally, the credit-card industry is resilient during economic downturns because of its pricing flexibility. As the economy slows and people start to become late on their payments, card companies can boost earnings through late fees and higher interest rates. Today, however, consumers are tapped out and defaults are ratcheting up. "With charge-offs rising so fast and beyond what was expected, the losses those cause will far surpass what companies were hoping to make up with by extra card fees and higher interest rates," says Nishikawa. Nonetheless, the industry keeps trying: on Thursday, embattled Citigroup announced that, in addition...
...touchdowns, Harvard must keep in mind a particularly sobering statistic—the Crimson is just 1-12 in its last 13 visits to Penn dating back to 1982, and prior to its 2004 victory, it had lost 11 straight at Franklin Field.However, Harvard has its sights set on starting a new streak, and there is plenty of reason to believe it will find a fresh start.The Crimson put on a show at Harvard Stadium last weekend, outgunning the Lions 42-28. Senior Chris Pizzotti threw for 376 yards and 4 first-half touchdowns, including a 76-yard strike...
...basic rhythm guitar and drums as J. Smith returns to earth and, despite his best efforts, continues to live.Perhaps no track best delivers the overriding pessimism of “Ode to J. Smith” as “Broken Mirror.” Stealing its synthesized start from The Police’s dystopic “Synchronicity II,” it proceeds in the same vein. The slowest, most downbeat song on the record, it depicts the character looking for guidance from a mirror on the wall—except this mirror is fractured. rather than...
...course, China has bigger problems to solve than we do. Its social safety net is made of tissue; vast sums will be needed to establish a proper health-care and pension system. But much of the $586 billion will also be spent on investments to jump-start China's next economic expansion - investments in transportation, education, communications and energy. (See TIME's special report on the environment...
...effort to address some of the factors that led to the rot and implosion of U.S. financial markets and its contamination abroad. "We are not hoping for much from the G-20 meeting," admitted Brazilian President Luiz Inácio Lula da Silva on Tuesday. "It is only the start, even if it is a promising...