Word: stayed
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Dates: during 1990-1999
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...flashy young millionaire who runs Kalmykia, a tiny republic on the Caspian Sea. Ilyumzhinov has been accused in the Russian media of involvement in the murder four months ago of his republic's only opposition newspaper editor. In both the Berezovsky and Ilyumzhinov cases, say friends, Primakov will stay his hand until he is certain he can strike a killing blow...
...what are those costs? The equivalent of nearly two weekly paychecks from every working man and woman in America--extra money that would stay in their pockets if it didn't go to support some business venture or another...
...time to refinance? That depends on the mortgage rate you're paying and the length of time you think you'll stay in your home. If you'll be moving soon, forget it. And if you'll need a "jumbo" mortgage (a loan amount higher than $227,150), rates may not have moved low enough. Today, a 30-year fixed jumbo rate is about 7.25%, vs. only 6.75% for smaller mortgages. (I'm not convinced, by the way, that risks to lenders warrant that kind of premium. And with home values rising, the all-powerful, government-supported mortgage buyers, Fannie...
...general, if you are going to stay put for least three years and can shave your rate a half-point without paying closing costs, refinancing now makes sense. I would first consider a loan with no closing costs. Sure, you could get a lower interest rate and lower monthly payment by paying thousands of dollars in points and fees up front. And if you can recover those costs in less than half the time you'll be staying in the house (but no longer than four years), it's not a bad choice. Also, if you plan to move...
...three states, two national parks, seven national forests and four federal agencies. Environmentalists fear this unwieldy arrangement could weaken grizzly-conservation efforts (the head of Wyoming's Game and Fish Department has talked of authorizing a trophy hunt of nuisance bears). As the grizzlies den up for the winter, stay tuned for the growling of experts fighting over the bears' fate...