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...likes to carry a stylish handbag. But for her to invest $300 to $400 for a new Cole Haan, she figures she should carry it every day for a year. "I get tired of the same purse," she says. "I like flexibility." Instead she rents from Bag Borrow or Steal (bagborroworsteal.com). Just over a year ago, Lloyd Lapidus co-founded the company, which lets online shoppers borrow designer purses, from Baby Phat to Versace, for a monthly fee. He hatched the idea with brother-in-law Greg Pippo after watching his mother, wife and sister Stacey prospect for handbag loans...

Author: /time Magazine | Title: Small Business: Luxe for Lease | 10/7/2005 | See Source »

...prestigious enough, some new clubs offer a rotating selection of vintage cars or the latest extravagant ones. "I believe this is a game-changing business model," says Adam Dell, brother of computer magnate Michael and a venture capitalist who in June invested an undisclosed amount in Bag Borrow or Steal. "Ownership is something that consumers are beginning to recognize as a fleeting thing...

Author: /time Magazine | Title: Small Business: Luxe for Lease | 10/7/2005 | See Source »

...July, Bag Borrow or Steal hired as CEO heavy hitter Michael Smith, a former president of Nordstrom.com and CEO of Lands' End--another sign that the borrowing business is gaining credibility. Smith is encouraged by his site's returning-member visits, whose number is growing more than 30% a month. "One of the beautiful things about this model is it takes a lot of the risk out of fashion," namely losses from returned merchandise and unpopular stock...

Author: /time Magazine | Title: Small Business: Luxe for Lease | 10/7/2005 | See Source »

...model is simple, whether it's handbags or luxury cars. Membership fees at Bag Borrow or Steal depend on the priceyness of the products: from $20 a month to $100, for "Diva" status. For fall, Diva members can lease, for example, the Botkier Holster tote--$665 if bought new--and totes by company creative director Stacey Lapidus. The "steal" in the firm's name? You can buy a "like new" bag at a discount from the Hollywood, Fla., website. Another new business, From Bags to Riches (frombagstoriches.com) uses a slightly different model. You don't have to become a member...

Author: /time Magazine | Title: Small Business: Luxe for Lease | 10/7/2005 | See Source »

While From Bags to Riches plans a British expansion by year's end, it might not be easy to break in: pouch-for-hire sites have already opened across the Atlantic. Be a Fashionista (be-a-fashionista.co.uk), an upscale site based in London; Secret-Boutique (secret-boutique.com) and Bag Steal and Borrow (www.bagstealandborrow.co.uk)--yes, the name is uncannily familiar--have all been launched in the past year. Dutch bag fans can borrow from Bag Habits (baghabits.com). When it comes to handbags, the status trap, it seems, is a global phenomenon...

Author: /time Magazine | Title: Small Business: Luxe for Lease | 10/7/2005 | See Source »

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