Word: stressed
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...government has said that even banks that passed stress tests will not be allowed to pay back TARP funds until they can raise money on their own. Some banks have been able to venture out into the market on their own, but the rates they are now paying investors - without government backing, that is - are significantly higher. Analyst Brad Hintz of Bernstein Research estimates that JPMorgan, one of the healthiest banks, will have to pay three percentage points more per year to borrow without the FDIC guarantee. That would boost the interest JPMorgan has to pay on five-year loans...
...want to know whether the banking crisis is in the third inning or the ninth, consider Corus Bankshares. The Chicago regional bank has made just over $4 billion in commercial real estate loans. The recently completed government bank stress tests assumed that as many as 12% of all such loans could go bad in the next two years. So Corus is looking at a potential loss of $480 million. How much capital does Corus have to absorb those losses? Nothing. Nada. In fact, Corus is already is the hole for $9 million. Call the failure hotline...
...Microsoft, they argue, why should Massachusetts not tax Harvard? The answer is that we do not want Harvard to act exactly like a business, so we should not treat it like one. We expect Harvard to think of Cambridge and Allston residents and Harvard workers even in times of stress, and the tax breaks are to help Harvard meet those expectations. If they are not met, then Harvard’s status as a nonprofit needs to be reconsidered...
...Army must shoulder some blame because it did not heed warning signs about Green's instability. In response, Skaret declared, "They have tried to paint Mr. Green as a victim, but we know who the real victims are. This is not about leadership. This is not about the stress of warfare. This is about heinous crimes inflicted upon innocent civilians...
...Vietnam veteran, he suffers from posttraumatic stress disorder, according to his ex-wife...