Word: subs
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Dates: during 2000-2009
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...struggling borrower's monthly payment. The Maryland Office of Financial Regulation, which collects data on some 380,000 loans from 65 servicers, found that of modifications completed last August and September, 42% kept the monthly payment the same and 18% actually raised it. An analysis of 3.5 million sub-prime and Alt-A loans by Valparaiso University's Alan White found that 68% of modified loans tacked on unpaid interest and fees, adding an average $10,800 to the balance due. A lender that caps the existing interest rate on an otherwise adjustable mortgage or reamortizes missed payments over...
...These are sobering times,” said Nancy Tauber, co-chair of the budget sub-committee...
Public input has been varied, but budget sub-committee co-chair Luc D. Schuster, said that most people tend to ask for more funding, rather than less, making cuts difficult...
...local professors of history warmed up the sub-freezing Wednesday evening and brought listeners back to 18th century Boston with a lively reading of their collaborative novel at the Harvard Book Store...
...afford only 8 lb. of fertilizer. We can also work on safeguarding the degraded soils of Africa, where almost 55% of the land is unsuitable for any kind of cultivated agriculture. Help is on the way: the African Soil Information Service is launching a real-time digital map of sub-Saharan Africa's soils, which should allow farmers and policymakers to make better use of the continent's agricultural resources. "Farmers need to know when to invest and when to hold back," says Sanginga, who is involved with the mapping project...