Word: subs
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...also hardly uncommon in an industry that had been white hot until recently. As a so-called sub-prime lender, Green Tree makes high-interest loans to people with damaged credit. With dozens of rivals streaming into the field, however, profits and stock prices have been heading south faster than a recreational vehicle. Just last week the Money Store, for which Hall of Fame pitcher Jim Palmer delivers commercials, reportedly put itself up for sale after recording a dizzying slump in profits. Two other big lenders--Aames Financial and Cityscape Financial--are seeking buyers as well...
...with an estimated 30 million to 40 million potential customers who have few other places to turn for cash, sub-prime lenders have been Wall Street darlings. Borrowers whose chief alternatives ranged from pawnshops to loan sharks gladly jumped at the chance to pay nosebleed rates of 10% or more for a home-equity loan (vs. roughly 7% at a bank), if that was what it took to get money. Depending on points, fees, insurance and other charges, the effective interest on some sub-prime loans, particularly for autos...
...detraction from the academic environment. "I'm aware that many students of varying classes, creeds and first names find it appalling that their brethren and sethren take for granted the collegiate environment to such an extent that the classroom becomes a legitimate context for the curative processes of sub-conscious retreat," comments Noam I. Weinstein '99, "but maybe people get tired...
...offense, on the other hand, has been miserable all season. It has been plagued by poor shot selection and sub-par ball-handling. In its loss to Yale, Cornell shot only 34 percent from the field. If the Crimson defense can keep the 6-11 Aubry, who had 19 points and 11 rebounds against the Bulldogs, and freshman forward and leading scorer Ray Mercedes in check, it should have its way with...
Although race and ethnicity may not become issues of discussion in every interracial relationship, those students who-have dated members of a different ethnic group say the sub- have been. It is different for a white girl todate a black man with society's fears of the blackman ravaging the white woman...