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...problem is that CDOs were untested; there was not much history to suggest CDOs would behave the same way as AAA corporate bonds. After all, the last few stress-free years have not exactly provided much of a testing ground for what can go wrong - until, that is, subprime mortgages started their death march. Suddenly, investors realized things can actually head south in a big way, even stuff completely unrelated to CDOs. Like your stocks...

Author: /time Magazine | Title: Blowing up the Lab on Wall Street | 8/16/2007 | See Source »

...investment grade" ratings despite subprime mortgages being in the mix. From there, things get really complex--CDOs created from other CDOs, synthetic CDOs crafted from credit-default swaps, none of which had experienced a down market. "The problem is that CDOs were untested. There was not much history to suggest CDOs would behave the same way as AAA corporate bonds," says Richard Bookstaber, a hedge-fund manager and author of A Demon of Our Own Design, who views market palpitations as a predictable by-product of complex financial products like CDOs. (For the author's take on the subprime disaster...

Author: /time Magazine | Title: Ground Zero of the Real Estate Bust | 8/16/2007 | See Source »

...military said al-Qaeda was the prime suspect; some Iraqi government officials fingered Ansar al-Sunnah, which has links to al-Qaeda and has long been active in northern Iraq. Early reports suggest the majority of the victims were Yazidis, a pre-Islamic sect in Syria and northern Iraq...

Author: /time Magazine | Title: The Surge's Short Shelf Life | 8/15/2007 | See Source »

...distributed across the nation. The strain on our foundations can cut Americans off from their jobs, their families and emergency services, sometimes just for short periods that don't make the news and sometimes permanently. While it's always nice to know there was no malice aforethought, infrastructure failures suggest a homeland that is less than secure...

Author: /time Magazine | Title: We've Come Undone | 8/9/2007 | See Source »

...food and beverage industry, which has invested billions in diet and low-calorie versions of almost every food imaginable, a bit uneasy. "This study simply defies common sense," wrote Dr. Richard Adamson, scientific consultant to the American Beverage Association, in a prepared statement responding to the study. "To suggest that foods and beverages with zero calories contribute to weight gain contradicts the overwhelming body of scientific evidence that supports that they can help you reduce calories and maintain a healthy weight...

Author: /time Magazine | Title: Do Diet Foods Lead to Weight Gain? | 8/8/2007 | See Source »

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