Word: suggestive
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Notably, other survey data included in the paper suggest the percentage of intentional defaults may be much lower than 26%. The researchers also asked if respondents themselves would welsh on their mortgages if they were $50,000 underwater. Among the people for whom $50,000 represented less than 10% of their home's value, none would walk away. However, once $50,000 represented between 10% and 20% of the house's value, 5% said they would walk away, and when the shortfall reached 50% of home's value, a full 17% said they would. (See "Renting a Modernist House...
...eligible for study using federal funds. Since 2001, under a Bush Administration ban, no new stem-cell lines could be created or studied using government dollars (though financing was allowed for research on a few dozen or so stem-cell lines that were already in existence), but some estimates suggest that since Bush's policy was implemented, as many as 700 new human embryonic-stem-cell lines have been created through private funding, mostly using embryos discarded by IVF clinics - and many of those lines may now qualify for public funding. (Read "Stem Cell Research: The Quest Resumes...
...California's economic crisis as well as its real estate downturn. "It's not one thing: it's real estate, it's availability of credit, it's unemployment" that's hurting California sales, he says. Mike DiGiovanni, GM's general director of market analysis, says the present economic numbers suggest that a modest improvement in economic conditions is under way but that it's still very fragile and could use more stimulus. GM's lawyers warned in bankruptcy court that the company might have to start the liquidation process by mid-July if it is not guaranteed an exit from...
...time when opinion polls suggest that Obama is more popular than his policies, the President can take a page from F.D.R. The first President to use private polling, Roosevelt understood that his popularity could help propel his political agenda. Personality doesn't trump policy, but it can drive it. F.D.R.'s relentless optimism (the motto that graced his office was LET UNCONQUERABLE GLADNESS DWELL) helped him sell his policies to America...
...seems like if this cycle is going to be broken, it's going to require changing people's behavior on a really large scale. The first thing I suggest is, when you see something and you're motivated by price - and we all are - you walk away. Take a walk around the store and think about it. Freud said there are two parts of our thinking system. The primary process is the impulsive, playful, I've-gotta-have-it-now side. The second is the more thoughtful, contemplative side. Get that secondary process going. Think about why you want this...