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These loans give you a lump sum of cash at a fixed rate (current average: 7%), with low or no closing costs and a typical term of five to 15 years to repay. That simplicity and predictability is valuable. There are hidden costs, however. If you borrow enough to cover four years of tuition, you'll need to reinvest whatever you don't use right away. And even so, you may not offset the interest you're paying for money you don't need...

Author: /time Magazine | Title: Money: Tuition: On the House? | 4/10/2005 | See Source »

...meeting or hanging out with more people than I did before. Partying has been fun, but aside from my freshman year dormmates, the older and younger people with whom I spend quality time are the people I met through TCS. The ones who took me on dim sum runs are now the ones who call me up even though they’ve graduated...

Author: By Jannie S. Tsuei, CRIMSON STAFF WRITER | Title: NOT THE ONLY WAY | 4/7/2005 | See Source »

...sum, Harvard coach Katey Stone will lose her top four scorers and four-fifths of her top power play unit, with only seven returning forwards left to propel the offense...

Author: By Jonathan Lehman, CRIMSON STAFF WRITER | Title: Just Wait Until Next Year (or the Year After) | 4/6/2005 | See Source »

...that my choosing a PRA makes sense. A PRA protects me from the risk that I will die before retirement age—and receive nothing—by letting me pass it on to loved ones. A PRA lets me receive more of my benefits as a lump sum rather than an annuity, if I so choose. And a PRA protects me from the risk that future politicians will be unwilling or unable to fund my benefits...

Author: By Mark A. Shepard, | Title: FOCUS: Bullish on Personal Accounts | 4/4/2005 | See Source »

Didn’t think so. Nonetheless, there’s no better way to celebrate the start of the NCAA men’s hockey tournament than to recap the six quotes that sum up the Crimson’s season like no other. Well, none that easily transfers into print...

Author: By Timothy J. Mcginn, CRIMSON STAFF WRITER | Title: McGINN 'N TONIC: Crimson Hockey's Year in Quotes | 3/25/2005 | See Source »

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