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Then there's the nonsense that ratings agencies shoveled out about the risk levels of collaterized debt obligations (CDOs), how this new bit of financial wizardry deserved AAA and AA designations even though it rested partly on a foundation of subprime mortgages. It was all justified by super-sophisticated models - way too sophisticated for "you" to understand - that looked back at real estate pricing and foreclosures and couldn't conjure a scenario in which the holders of the most senior parts of these tranches wouldn't get paid...

Author: /time Magazine | Title: Getting Suckered by Wall Street — Again | 9/16/2008 | See Source »

...multiple sexual partners, the cocaine use, and then at the end, they drink, they drive, they set fires, but all is well! There are never any consequences." Taylor understands the media better than many. Her sister Mary is a producer who has worked on MTV shows including My Super Sweet 16 and Spring Break. "I'm messing them up, and she's fixing them," says Mary jokingly. But Mary also suggests that if nobody were watching the shows or buying the products that are advertised on them, they wouldn't succeed. "We're not Little House on the Prairie anymore...

Author: /time Magazine | Title: The Truth About Teen Girls | 9/11/2008 | See Source »

Sure, there are some true grotesqueries to be found in the book. There's a wittily observed chapter on the weirdness that is Turkmenistan, with statues and giant photographs of the late dictator Saparmurat Niyazov everywhere: "In some he looked like a fat and grinning Dean Martin wearing a Super Bowl ring." As someone who's been to most of the places Theroux describes, that's the kind of sentence I want to read; the kind that makes me think, "Exactly!" (and "I wish I'd written that...

Author: /time Magazine | Title: Paul Theroux: Back on the Tracks | 9/10/2008 | See Source »

...listening to, with one click. These if-you-like-that-then-you'll-like-this music discovery services have been around since the mid-1990s. It's hardly the kind of zowee innovation we've come to expect. (And for the record, I have to say, Genius, whose super-secret algorithm makes recommendations by comparing your personal iTunes library to all the music that users have bought on iTunes, seemed a little unimaginative. During a Genius demo, Jobs played Elvis Presley's "Heartbreak Hotel"; you might be surprised to learn that if you like "Heartbreak," you might also like Dylan...

Author: /time Magazine | Title: Steve Jobs: Not Dead Yet | 9/9/2008 | See Source »

Models will improve, and over time, we should have a better idea of just how much warming might intensify storms, and how that process works. But that's a secondary issue. Whether or not warming will create more super storms, we know that hurricanes will happen, and we know that they will strike human populations. The difference, as my colleague Amanda Ripley recently pointed out is whether or not we're prepared for them. As population numbers and property development grow in vulnerable areas like the Gulf Coast, natural disasters will get worse even without the effect of warming. Think...

Author: /time Magazine | Title: Is Global Warming Worsening Hurricanes? | 9/8/2008 | See Source »

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