Word: supplemental
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...retirement-protection disability insurance instead of fully funding your IRA or 401(k). If you have already maxed out your retirement contributions and have purchased an individual disability policy to supplement the coverage that you may get through your job, then you should consider getting this extra protection, says financial planner James Knaus of LaBrecque, Jackson, Price & Roehl of Troy, Mich. Count on paying about 2% to 3% of your gross income for an individual disability policy with retirement protection, Knaus says. Costs will vary according to factors that affect any disability plan: your age, your health, the length...
...older workers and those with families, and advises them to check the fine print. "Health care isn't standard. Sometimes the level of coverage is minimal." Don't put it off Kohn suggests that employees check what kind of pension scheme they are in, or going into, and supplement their payments whenever it is appropriate. "Don't think to yourself, 'Pensions are horrible, boring things and I don't have to think about them because I'm only 33,'" he warns. "Making the wrong decision could cost you thousands of euros." Consider all opportunities Products with tax breaks are another...
...spring 2000, the standard starting salary for assistant and associate professors was increased by more than 10 percent—with similar adjustments for continuing untenured professors. Also, junior faculty have been awarded better leave policies as well as salary support to supplement outside fellowships...
...portrait of Mrs. Samuel Ripley, who tutored Harvard preparatory students to supplement her husband’s income, hangs in poor condition on the wall of the office of Jane Knowles, interim director of Radcliffe’s Schlesinger Library...
...common, but we needed to meet to see if a relationship would work,” O’Donnell says. The two hit it off and continued their e-mail correspondence. Forry, who graduated from Bloomsburg College in eastern Pennsylvania, soon began to supplement their conversations with visits to Harvard. O’Donnell says that by last summer, after two years of dating, he felt ready to pop the question. He contacted Forry’s mother and planned a surprise proposal at her church. During a morning service, a rose was placed on the altar...