Word: survey
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...true that credit standards for business lending haven't tightened, as illustrated by the Federal Reserve's monthly loan-officer survey. And as Fed governor Elizabeth Duke pointed out in a speech on Feb. 26, those tougher standards could be having a disproportionate effect on small businesses. "Credit conditions may be particularly tight for small businesses because their finances are, in many instances, very closely intertwined with the personal finances of their owners," she said. For example, the owner of a small business who also owns a house may see a lower home price weigh down the creditworthiness...
...Germany lags far behind other Western countries when it comes to gender equality in the workplace and promoting women to top positions. In a survey of 600 global companies conducted by the World Economic Forum earlier this month, Germany ranked 14th out of 20 countries in terms of the percentage of women employed. The study found that only 33% of employees at the German companies surveyed are women, compared with 52% at the American companies in the poll and 48% at the Spanish firms. Moreover, only 6% of chief executives in Germany are women, compared with 12% in Norway...
...Bounty Hunter, which was positioned to be the weekend's top newcomer, didn't exactly underperform; its opening was in line with the first weekends of other Aniston and Butler comedies. But with a cruddy 9% score from Rotten Tomatoes' survey of movie critics and a B-minus CinemaScore rating, the film can't expect much repeat business. At least it did better than Repo Men, whose re-poor $6.2 million made it suitable for foreclosure. Shelved for more than two years after its late-2007 shoot, the picture deepened the red-ink bloodbath at Universal, which has suffered from...
...Just ask small businesses. American Express did that in a January survey, asking, What would most spur companies to go out and hire? An increase in customer demand, according to 42% of the respondents. Tax credits and better access to loans trailed, at 11% and 5%, respectively. (See pictures of retailers that have gone out of business...
...like the U.S.'s, which counts on dynamism as a competitive advantage. Lending to businesses is down; that much is true. But is that because banks are overly cautious and asset-impaired or because businesses are uncertain about the future - or just aren't creditworthy borrowers? A recent survey by the National Federation of Independent Business found that companies that couldn't borrow typically had declining sales or depressed real estate values. Simply opening the lending spigot doesn't seem to be the answer...