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...Americans are still feeling the effects of recession the unemployment rate hit 9.4% in May - and choosing to tap credit lines less. Commerce Department figures from earlier this week show that people are now saving 5.7% of their disposable income, the highest rate in 14 years. In an April survey of senior bank-loan officers, the Fed found that demand for loans from households was down in almost every category. (Watch TIME's video of Peter Schiff trash-talking the markets...

Author: /time Magazine | Title: Consumer Borrowing Is Down, But For How Long? | 6/6/2009 | See Source »

...everything from summer fashions to new cars and doing it with borrowed money. On June 4, an executive with MasterCard suggested that people were already starting to inch in that direction. Speaking at an investor conference, he said that thus-far unreleased results of the company's monthly spending survey indicate that while people were still spending less, the rate of decline has slowed. MasterCard runs the systems that process credit- and debit-card transactions and can therefore provide a more timely read on the economy than official government statistics...

Author: /time Magazine | Title: Consumer Borrowing Is Down, But For How Long? | 6/6/2009 | See Source »

...Doing poorly in the six-hour general examination—which consists of sight translations and analyses of passages from writers ranging from Terence to Herodotus—can jeopardize Classics concentrators’ chances of receiving honors and even graduating.But the sort of broad-based, survey knowledge that the generals were intended to encourage won’t be lost. To compensate for the demise of the examinations, all concentrators will need to take at least one 112-level survey course of Latin or Greek literature—among the most rigorous offerings in the department.KEEPING IT SIMPLEIn...

Author: By Bonnie J. Kavoussi, CRIMSON STAFF WRITER | Title: Concentrations Revamp Requirements | 6/3/2009 | See Source »

After ranking nearly every aspect of my college experience on a scale from one to five, the last question on the College’s Senior Survey asked me what the most memorable part of Harvard has been. The answer that popped into my head was “being here.” Which I wouldn’t have been, were it not for the now-defunct transfer admissions program...

Author: By Victoria B. Kabak | Title: When Three is as Good as Four | 6/3/2009 | See Source »

...Between June 4 and 7, some 375 million Europeans will be entitled to cast votes to elect a new, 736-member Parliament. However, a survey earlier this year found that only 34% of eligible voters are likely to do so. This apathy spurs the rise of the mavericks: since most Europeans still do not know who their MEPs are or what they do, they use their votes instead to punish incumbents. (Read "Why So Few Care About the European Parliament Elections...

Author: /time Magazine | Title: The European Parliament: Where the Fringes Flourish | 6/3/2009 | See Source »

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