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When the ax isn't enough, out comes the scalpel. Having laid off tens of thousands of workers, corporations and small businesses are looking for new fat to trim. In September, 2,269 companies had mass layoffs, according to Sirota Survey Intelligence, each affecting 50 or more employees. But many companies are still bleeding cash and desperately searching for novel ways to eke out savings...
Corporate 401(k) stinginess has already set in. GM is suspending 401(k) matching and tuition reimbursement, as is Frontier Airlines. And in a recent survey conducted by Watson Wyatt, a human-resources consulting firm, 6% of companies said they either had already cut 401(k) contributions or planned to over the next 12 months. "Do people notice their retirement benefits as much as their health care? No, they don't," says Maureen Tarantello, a Watson Wyatt senior consultant. "They deal with health benefits every time they see a doctor, but retirement is something that comes into play much later...
...given widespread corporate turmoil, perk-slashing isn't likely to stop at 401(k) plans. In the Watson Wyatt survey, a fifth of companies said they planned to eliminate or reduce training, cancel holiday parties and tighten travel policies. "These are all things about which companies say, 'Could we live without this for another year?' " says Tarantello. "But you don't want people retiring on the job. You want their hearts and minds...
...characterized by a bunch of hapless layabouts who spend their days ticking off reparations demands and shaking their fist at the white man. The truth is that the dominant conversation in the black community today is not about racism or victimization but about self-improvement. In a 2007 Pew survey of black America, Bill Cosby was rated second among public figures believed to have the best influence on African Americans; Oprah, not exactly a doyenne of black complaint, ranked first. That same year, a study of young people by the University of Chicago found that while black kids consumed more...
Herewith, a survey of the dynamics in each...