Word: systemic
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Dates: during 2010-2019
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...recent study of credit trends, FICO - maker of the loan-scoring system most widely used by banks - found that among people with high credit scores, consumers were more likely to default on their mortgage than on credit-card or auto loans. In fact, borrowers with a 700-709 score, which is about the middle of FICO's range, were 25% more likely to default on their mortgage loan than on their credit-card commitments. That's a shift from just two years ago, when the opposite was true. (See the best business deals...
...learned? I had wanted to do a documentary on Fast Food Nation, but people said, Wasn't the Morgan Spurlock film, Super Size Me the documentary [version]? So it became important for me to make a film about how the whole supermarket has become industrialized like the fast-food system. On one level, we're spending less on food than at any time in history, but it's coming to us at a very high, unseen cost. And I think we're just beginning to understand that. Ultimately, the most shocking things in this film were when Barb Kowalcyk told...
...eating in season, going to farmers markets, buying local, buying organic, reading labels, buying less processed [foods]. But as Michael Pollan says, we need to create a fair and balanced playing field where the carrots are as cheap as the chips. I would say we have an élitist system where we're encouraging poor people to eat food that's just unacceptable by unfairly pricing...
According to Schmaler, U.S. Attorney General Eric H. Holder, Jr. has wanted to make indigent justice issues a priority for a long time. Holder declared that the system is in “crisis” at an indigent defense symposium in Washington, D.C. last month...
Anyone in need of a dose of optimism about Haitians' ability to succeed should look at the Haitian diaspora, Shifter says, "which has proven to be remarkably entrepreneurial and resourceful" in ways it couldn't be under the corrupt, ossified system in their homeland. One of these émigrés is Serge Jean-Louis, a thriving Haitian-American construction contractor in South Florida. "I'm eager to fly back and help rebuild Haiti," he told TIME shortly after the quake. And chances are, he'll surpass Haiti's dismal standards and help rebuild more to the modern specs...