Word: systemic
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...Capital Markets analyst Gerard Cassidy says the U.S. banking system at the end of 2006 was more exposed to commercial real estate than at any other time that regulators have measured. That exposure, Cassidy believes, could result in as many as 1,000 bank failures by the end of 2012. "All the indicators on commercial real estate that we have seen suggest that there are real problems ahead for regional banks," says Cassidy. "It is just going to take a little while to get there...
...enjoy working with students,” said Moffat, who has administered exams for five years, “I also volunteer with the local school system. When you’re retired, it’s nice to have something you enjoy...
...about it in an e-mail, said that ending anonymous HIV testing would cause people to avoid being tested, a situation that she said would be unacceptable. “If even one person doesn’t get tested because there’s no anonymous testing, the system has failed,” she said. Rosenthal said in an interview yesterday that free anonymous HIV testing is still available in the Boston area. As for the protest, he said that he does not anticipate that it will have bearing on UHS policy because he hasn?...
...Heyman added that she thought Young handled the challenge well, saying that although Newton does have standardized curricula, it has not become “a school system that just [teaches] on the textbook...
...think it’s a terrible mistake for a superintendent to come into a job and expect to change a whole system according to his or her own preferences,” he said. “The right approach is to take some time to learn about the culture of the schools and the community. It’s not about tearing things down and creating something brand...