Word: systemic
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...defray. According to the American Bar Association, the average law-school student who graduates this year will do so with a little more than $73,000 in debt. Larry Kramer, dean of Stanford Law School in Palo Alto, Calif., acknowledges there's a problem. "Something about the way the system works has to give," he says. "If you're going to defer someone for a year, there really needs to be a certain degree of loan forgiveness to ease the burden [on associates]." (See pictures of the evolution of the college dorm...
...Obama administration thinks it has discovered a magic bullet in the drive to lower health-care costs: electronic medical records (EMR). Getting the medical profession to switch from manual record-keeping to a national computerized system, boosters argue, will save money, reduce errors, improve quality and transform health care as we know it. President Barack Obama has proposed investing $50 billion over the next five years to help make it happen...
...treatment a doctor orders is instantly passed along to the billing side: Why give away that Ace bandage for free? This could make the billing bureaucracy more efficient. But communication the other way, from billing to medical, would take place too. And this is more insidious. In a digital system, doctors can't simply write whatever they want: they generally must select from predetermined choices. That runs the risk of nudging them toward diagnostic decisions based on the computer's choices. The structure of an EMR, in other words, can easily offer an open invitation to create hyped-up diagnoses...
Financial Uncertainty In most years, the system would leave Skidmore and colleges like it with a pretty good idea of what to expect come May 1, when deposits are due. This time, though, money troubles are continually changing the outlook. In previous cycles, Shorb estimates, he could base 95% of the aid awards on the prior year's tax returns. But this time Shorb is also trying to project many applicant families' income for 2009, which, given the volatility of the economy, is anyone's guess. He's leaving his calendar open every day in April to deal with further...
...think you can be successful? Sometimes it's a crisis that forces change. The world that emerges out of this crisis won't be the same. The banking system will be based on sounder principles. Countries will be more willing to cooperate not just on the environment but on other issues. I believe people looking to the future - and I'm looking to the future all the time - will see that our economies can be built as low-carbon economies, highly skilled economies. There's a huge opportunity over the next 10 or 20 years...