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...Talk to business owners, though, and the picture is a lot more complicated. A poll conducted at the end of last year by the National Federation of Independent Business, a small-business trade group, found that companies were overwhelmingly more concerned about slow or declining sales than access to credit. A full 51% of businesses cited sales as their top concern, while only 8% cited the ability to borrow money. An additional 22% cited uncertainty as their biggest worry. In unstable times, even healthy companies are unlikely to want to take on debt. (See the top 10 bankruptcies...

Author: /time Magazine | Title: Banks and Small Business: The Crunch Is Still Ahead | 3/22/2010 | See Source »

...close and personal despite the 75 miles between them. As director of the telemental health service at Children's Hospital, she points to one of the benefits of a videoconference: unlike a phone call, it allows doctors to observe a patient's facial expressions and body language. "You can talk back and forth in real time - it's off by a millisecond - so you get immediate reactions," says Myers, who, with a $3 million grant from the National Institute of Mental Health (NIMH), is conducting the first large federally funded randomized clinical trial to determine the effectiveness of telemental health...

Author: /time Magazine | Title: Telemental Health: Videoconferencing As Psychiatry Aid | 3/22/2010 | See Source »

...tofu pudding to soy-milk soup and tofu for pets. With wooden carts stacked high with turquoise crates, and a signature two-note trumpet call, the sellers stand out. Many of them moonlight as artists, and they are encouraged to develop their own vending persona. "Customers want to talk to a real person," says Kakinuma Daisuke, a Table-Mono financial officer. "At supermarkets, you are pushed through a queue and then must deal with the cash register; no one has time to talk...

Author: /time Magazine | Title: Postcard from Tokyo: The Street Vendors are Back! | 3/21/2010 | See Source »

...These new companies are key to job growth. People talk about small businesses being such great generators of jobs, but a more precise assessment is that young businesses are. John Haltiwanger, an economist at the University of Maryland, has been studying government data for 25 years and has determined that about a third of all new jobs created come from start-ups. Furthermore, young companies add jobs faster. From 1980 to 2005, the typical 15-year-old firm added jobs at a rate of 1% a year, the typical three-year-old firm at a rate of 5%. "These...

Author: /time Magazine | Title: The Workforce: Where Will the New Jobs Come From? | 3/19/2010 | See Source »

...this venting of spleen actually accomplish? Not much. Netanyahu apologized for the timing of the housing announcement, but then the Israelis declared they would proceed with the construction of the new homes in Jerusalem anyway - and even started taking bids for 300 more. The Administration's tough talk may have helped placate some Palestinians who believe the U.S. is too soft on Israel - but it didn't stop several hundred others from staging riots in East Jerusalem. That's not to say that the Obama team is wrong to object to settlement construction in East Jerusalem...

Author: /time Magazine | Title: The U.S.-Israel Spat: Just a Sideshow | 3/18/2010 | See Source »

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