Word: tap
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Dates: during 2000-2009
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...TAP YOUR NETWORK TO STAY UPBEAT Except it wasn't. Ward's skills and what the company needed didn't line up. Intellectually, he knew it was that simple, but the rejection stung, especially coming on the heels of having lost his job the week before. "You've just been told, We don't want you. That has a crushing effect on your soul," says Ward. "Then as you go out and look for a job, most of the jobs you look at you're not going to get. You're going to be told no over and over again...
...While more-cautious lending practices are certainly contributing to decreased borrowing, the bigger driver is that Americans are still feeling the effects of recession the unemployment rate hit 9.4% in May - and choosing to tap credit lines less. Commerce Department figures from earlier this week show that people are now saving 5.7% of their disposable income, the highest rate in 14 years. In an April survey of senior bank-loan officers, the Fed found that demand for loans from households was down in almost every category. (Watch TIME's video of Peter Schiff trash-talking the markets...
...bank plan is supposed to be getting under way right about now, with private players lining up to tap government lending facilities to buy so-called toxic assets from banks, thereby cleaning up the banks' balance sheets and facilitating lending across the country. But the banks, convinced the market was undervaluing the assets, toxic or not, have never been very enthusiastic about selling them. (See 25 people to blame for the financial crisis...
...stress tests estimated that Wells Fargo will have as much as $86 billion in loans that go unpaid over the next two years. The bank has already put aside some money to cushion that blow - $22 billion as of the end of March - and Wells would be able to tap another $24 billion of loss provision that it set up when it acquired Wachovia. But that still leaves another $40 billion in loan losses that could find their way to Wells' bottom line in the next two years...
...effort to make good on his campaign promise to increase government transparency, President Barack Obama's Administration has launched data.gov, a website intended to enhance public access to vast troves of previously inaccessible government information. Sound exciting? It isn't. Conspiracy junkies hoping to tap into secret CIA files or to find out who really killed JFK are out of luck. The data catalog includes just 47 documents - most of which would only appeal to those desperate for information on migratory bird patterns or unconsolidated stream sediments. (Read "A Brief History of the National Archives...