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...instance, they try to recoup some of those losses by raising prices for insured patients, which in turn leads to higher premiums. Because insurance markets are state-by-state entities with disparate regulations, residents of certain states - such as Montana, West Virginia and Texas - pay a higher hidden tax than others. "A hospital seeks out dollar figures when it can," says report author Peter Harbage, a health-care analyst...

Author: /time Magazine | Title: Do Your Premiums Help Cover the Uninsured? | 3/25/2009 | See Source »

...much as 8% higher premiums due to the lack of universal health care in the U.S. "So many Americans think that universal coverage is for the uninsured," says Senator Sheldon Whitehouse, a Rhode Island Democrat who has been a vocal advocate of health-care reform. "This is the hidden tax we all pay for our failure to insure all Americans." (Read "The Health Crisis Hits Home...

Author: /time Magazine | Title: Do Your Premiums Help Cover the Uninsured? | 3/25/2009 | See Source »

...Moreover, the new report bases its projections on 2005 census data. That means, amid the current economic downturn, that as the number of uninsured Americans rapidly grows, this so-called hidden tax could be much higher than the findings suggest. In December and January alone, as many as 14,000 people per day lost their insurance coverage, the CAP study shows. A second report, released earlier this month by the nonprofit Families USA, found that about 87 million people - roughly 1 in 3 Americans - went without health insurance for some period between 2007 and 2008. "The huge number of people...

Author: /time Magazine | Title: Do Your Premiums Help Cover the Uninsured? | 3/25/2009 | See Source »

...legislating an expansion of health coverage may not be a cure-all to high premiums. One way the Obama Administration and certain Democrats in Congress have suggested to pay for an overhaul of the health-care system is by taxing employer-provided health benefits, which some government officials estimate could provide up to $200 billion in additional tax revenues for national health care. Meanwhile, a second report released March 24, by the nonpartisan Economic Policy Institute (EPI) think tank, shows that implementing such a tax may actually increase the ranks of the uninsured and raise premiums for people with coverage...

Author: /time Magazine | Title: Do Your Premiums Help Cover the Uninsured? | 3/25/2009 | See Source »

...year-old having a temper tantrum. Utter a few reassuring words: "Today's vote rightly reflects the outrage that so many feel over the lavish bonuses AIG provided its employees at the expense of taxpayers," Obama said in a statement Thursday after the House passed a bill to tax back 90% of the bonuses - a bill he later effectively came out against. It may also be necessary to make sure they don't hurt themselves, as Obama did by slowing any momentum on the Senate bonus bill when he expressed doubts about the approach on 60 Minutes Sunday night...

Author: /time Magazine | Title: Five Lessons from the AIG Bonus Blowup | 3/25/2009 | See Source »

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