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Never mind that dividend-paying stocks have been left in the dust lately. Their favorable tax treatment makes them a compelling story for at least the next few years and possibly much longer. But before jumping in, you'll want to take a good look at what you're buying. Dividend strategies vary for different investors, and a slew of new dividend-oriented mutual funds are confusing what should be a fairly simple theme...

Author: /time Magazine | Title: Investing: Fund Fad: Dividends | 10/13/2003 | See Source »

...there's a new consideration as well: this summer the tax rate on dividend income was cut to as little as 15% from as much as 39%. Older funds do not have a mandate to invest in dividends that qualify for the lower rate. So they may hold real estate investment trusts (REITs), certain foreign stocks, preferred shares and even bonds, for which dividends remain taxable at higher rates. Good managers will probably shift accordingly. Still, there is a new generation of funds responding to the tax changes...

Author: /time Magazine | Title: Investing: Fund Fad: Dividends | 10/13/2003 | See Source »

...ever dividend in March and then doubled it on Sept. 12. Eventually, fund investors will want to seize on this trend. The fund industry isn't exactly making things simple. Even some of the new dividend funds invest in REITs. Others trade actively and could saddle you with a tax liability. Some managers seek companies that don't yet pay a big dividend but probably will. Others stick to those that already have a large payout...

Author: /time Magazine | Title: Investing: Fund Fad: Dividends | 10/13/2003 | See Source »

...Funds Washington Mutual (2.1%). The just launched Alpine Dynamic Dividend Fund hopes to fill this void, aiming for a yield above 4%. But its strategy calls for heavy turnover in a third of the portfolio as it tries to capture dividends and then sell. Alpine Management is adept at tax efficiency. Yet heavy trading leaves investors vulnerable to a tax bill from short-term gains...

Author: /time Magazine | Title: Investing: Fund Fad: Dividends | 10/13/2003 | See Source »

...promising new fund is Vanguard Dividend Growth, which is the old Vanguard Utilities Income. It has broadened beyond utilities and focuses on companies that pay big dividends or are likely to start paying them. It boasts low costs and has valuable tax losses left from the old fund to offset future gains and boost returns...

Author: /time Magazine | Title: Investing: Fund Fad: Dividends | 10/13/2003 | See Source »

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