Word: taxingly
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Dates: during 1990-1999
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...report last week by the College Board. The average cost of a four-year public school went up only 3.4%, to $3,356 a year, while that of a private school rose 4.6%, to $15,380. But saving for college is getting easier, as more major brokerages offer tax-advantaged college savings plans...
...easier for Lee, a biophysicist who at 67 still bikes 30 miles round trip every day between their home in a Philadelphia suburb and his office at the University of Pennsylvania. For their nine days, not including airfare, they paid a little less than $1,600, which is partly tax deductible. "Practicing retirement" is how the couple describes this adventure. But Helen admits to another motive. "I had just turned 60," she says, "and had to prove to myself that I could still...
...enriching experience. In Ghana, Carnright, 74, stayed in a hostel-style building with seven other volunteers, sharing simple meals of rice and chicken or fish and fruit. "It was a healthy experience," she says. And not all that expensive: the $1,850 program fee, not including airfare, is tax deductible...
Every year Global Volunteers, which is based in St. Paul, Minn., sends some 1,500 workers to 21 international projects ranging from health care, business and community improvement to teaching English. Their airfare and the cost of $2,095 each are tax deductible. "It was a wonderful way to experience a culture, vs. going as a tourist," Bettie says. On free afternoons and weekends, they went sightseeing and enjoyed trying the local cuisine. Duane, whom everyone calls Pete, developed a taste for eel with hot pepper. They were invited to cook dinner with a Chinese family in their home...
LAST CHANCE This is the last year you can use the "five-year-averaging" rule to lower the taxes on lump-sum distributions on retirement plans. Next year such distributions will be taxed as income or as a capital gain. A 10-year tax option will still be available but only to those born before 1936. These rules don't apply to an IRA or 403(b), and not everyone is eligible. Unless you need the cash immediately, you're better off rolling it over into...