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...options market is driving the price of the VIX. But there's a twist: As the stock market falls, investors tend to buy put options in order to hedge against falling prices. As the price of put options increases, the implied volatility of those options increases, and so does the VIX. However, if the S&P 500 had moved in the exact opposite direction this year, the VIX would not have been as high even though the S&P 500's actual, realized volatility would have been identical. Volatility is symmetric to market rises and falls...

Author: /time Magazine | Title: The Volatility Index Is Falling: A Bullish Sign? | 4/22/2009 | See Source »

...starker reality is that the sorts of loans Freddie and Fannie tend to hold - the better ones - are only now starting to really run into trouble. In February, 2.13% of single-family mortgages at Freddie were delinquent. That was up from 1.98% the month before, and up from 0.74% a year ago. As the economy stagnates and unemployment rises, Freddie and Fannie loans are at risk in a way they weren't when the primary issues were things like interest-rate resets and loans having been made to people who couldn't afford them in the first place. The research...

Author: /time Magazine | Title: Kellermann's Death Is Latest Shock To Freddie Mac | 4/22/2009 | See Source »

...While governments elsewhere tend to shrink from legislating higher fuel costs, Beijing may not be as reluctant. "I actually think it's more likely to happen here than in the United States," says the Japanese executive. China's car companies are at a technological disadvantage when it comes to making internal-combustion engines, but the playing field for all-electric vehicles is very nearly level. With a concerted push, the Chinese could leap ahead of the rest of the world. Reilly agrees that Beijing means what it says about boosting the technology. For that reason, he says, "we ought...

Author: /time Magazine | Title: Is the Future of Electric Cars in China? | 4/21/2009 | See Source »

Some civil rights lobbyists remain optimistic that the positions Justice Department lawyers have taken are little more than courtroom maneuvers that don't necessarily reflect the policy plans of the Administration. "The lawyers tend to approach every issue in terms of preserving maximum flexibility for the President," explained Elisa Massimino, a lobbyist at Human Rights First, who has been deeply involved in detainee issues. Nonetheless, she says she remains concerned. "Every Administration believes it is immune to the phenomenon of executive power creep," she added...

Author: /time Magazine | Title: Civil-Liberties Advocates Dismayed By Obama's Moves | 4/21/2009 | See Source »

...answer them. What we should have said was, "We don't have any good information, and it would be irresponsible of us to say why." When you speculate in a case like this, it very quickly morphs into "fact." We started with the assumption that school shooters tend to be loners, outcasts and bullied. That turned out to be a myth: some are bullied, but not even 50%. The majority are not any of those things...

Author: /time Magazine | Title: Explaining Columbine | 4/20/2009 | See Source »

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