Word: terme
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Dates: during 2000-2009
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...also characterized by a 15-year decline in the net interest margin, a core measure of bank profitability that is the difference between what banks pay to borrow and what they charge to lend. The net interest margin is partly a product of interest rates: banks borrow short term and lend long term, so when long-term interest rates drop below short-term rates (as happened three times in the past 15 years), margins are squeezed. But another big factor has been the rise of nonbank competitors. The barely regulated shadow-banking system of securitization, investment banks and hedge funds...
...loaded is the term that it can override logic itself. In an official statement last year, President George W. Bush declared that “as many as 1.5 million Armenians lost their lives in the final years of the Ottoman Empire, many of them victims of mass killings and forced deportations.” Ironically, many Turkish activists celebrated this description for its omission of the word “genocide,” despite its overwhelming castigation of the events in all other ways. Never mind Bush’s accusation that their forebears had executed a campaign...
...Having the EPA regulate carbon emissions is certainly not a long-term solution, yet it comes at a critical time, not just in American politics, but in the international effort for a climate accord. The international community is looking toward climate negotiations in Copenhagen this December, where it aspires to a climate accord to go into effect in 2012. If cabinet-level appointments and rhetoric are any indication, the current administration at least has a clear conception of what the problem is (which can’t be said of its predecessor). The rest of the world is, once again...
...sense of uncertainty." Several sources say Jones seems to attend meetings rather than lead them. "He needs to drive the agenda," the foreign policy expert adds. "He has to be first among equals - the fact that Condi [Rice] couldn't control Cheney and [Donald] Rumsfeld in Bush's first term was disastrous. A lot depends on what sort of relationship develops between Jones and Obama...
...Newsom, whose mayoral term has seen the admission of both an affair with a friend's wife and an alcohol abuse problem, will face stiff competition in his quest for the governor's mansion. Likely opponents for the Democratic nomination include state attorney general Jerry Brown (also a former governor), former eBay CEO Meg Whitman and Los Angeles Mayor Antonio Villaraigosa. But Newsom has shattered expectations before, particularly those predicting he would be a centrist mayor disloyal to San Francisco's liberal tradition. (See TIME's White House Photo Blog...