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Sirius Value Protection offers to calm investor jitters by guaranteeing the long-term value of the property through the put option, says Herzberg. At the same time, the program gives the developer, fund manager, bank, or homebuilder - whoever currently owns the newly-built home - a competitive edge over rivals, he says...

Author: /time Magazine | Title: A Guarantee Against Losing Cash on Homes? | 3/4/2010 | See Source »

...taxes is the less traumatic course, though it will only be accepted as the cost of inaction rises. "Congress only responds to financial crisis or some other external shock," says Bill Gale, co-director of the Tax Policy Center in Washington. "Nothing will be done in Obama's first term to substantially increase tax revenue." (See the top 10 bankruptcies...

Author: /time Magazine | Title: How High Could the U.S. Tax Rate Go? | 3/3/2010 | See Source »

Precisely how long it takes before decorum reappears is impossible to say, but simple biology would put it somewhere between the 18-min. and 2-hr. 40-min. windows that the two ships were accorded. "Biologically, fight-or-flight behavior has two distinct stages," the researchers wrote. "The short-term response [is] a surge in adrenaline production. This response is limited to a few minutes, because adrenaline degrades rapidly. Only after returning to homeostasis do the higher-order brain functions of the neocortex begin to override instinctual responses...

Author: /time Magazine | Title: Titanic vs. Lusitania: How People Behave in a Disaster | 3/3/2010 | See Source »

Smith said that “core principles” for spending—a term used in a budgeting letter sent out to department and center administrators clarifying the new policy—would be determined in conjunction with center administrators...

Author: By Noah S. Rayman and Elyssa A. L. Spitzer, CRIMSON STAFF WRITERS | Title: New FAS Policy Budget Questioned | 3/3/2010 | See Source »

...well known. Despite its popularity, I don’t actually know any high school students who became more interested in Yale after viewing it; sure, those who wanted to go to Yale prior to the video release wouldn’t stop bursting into song all throughout J-Term, but it didn’t seem to incite the same level of enthusiasm in others.  Harvard’s video does a better job of portraying what Harvard in particular is about than Yale’s does for Yale because it features very personalized stories...

Author: By Ayse Baybars | Title: Harvard: Home or Hogwarts | 3/3/2010 | See Source »

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