Word: terming
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...devastating for savers, especially for retirees who use interest income to supplement Social Security. If you had $500,000 stashed away - not a bad nest egg - you could earn a no-risk $20,000 to $25,000 annually (before taxes) two years ago buying bank CDs or short-term Treasury securities. Now you earn less than $5,000 in an average one-year CD, about $2,000 in a one-year Treasury. This offers retirees unpleasant choices: reduce their standard of living, eat into their principal or take greater risks to restore the lost income. (Watch TIME's video "Uninsured...
People who grab every penny they can, using taxpayer money, aren't true capitalists. True capitalists are long-term greedy, to use Goldman's favorite slogan, trying to maximize their take over the long run. The short-term greedy aren't capitalists, they're pigs. And as they say on Wall Street, pigs get slaughtered...
Sandler has been working for Dorm Crew—a branch of Harvard’s Facilities Maintenance Organization that employs students to clean in-suite bathrooms during the year—since February. He says he knew he would want a term-time job before starting college and chose Dorm Crew because of its high wages and had flexible hours...
Over the past decade, the College has begun to offer increasingly generous financial aid packages, often with the stated intention of freeing students from working term-time jobs to cover their tuition costs...
...formulating a new policy to address spending from underwater funds. But Shore said he expected the new income to be less than the $50 million figure. Excessive spending from a specific endowment fund, especially one that has already fallen below its original value, can erode at its long-term value—a crucial consideration for financial planners at the University, since most endowments are meant to last in perpetuity...