Word: terms
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Dates: during 2010-2019
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That change suggests that more home owners are simply walking away from their mortgages, rather than attempting to make payments, especially during a recession with record-high long-term unemployment. "Chapter 13 was designed for regular economic times when people might lose their jobs and fall behind on their mortgage for three to four months, but having found a new job they would be able to use the Chapter 13 process to keep their homes," says Porter, noting that even during normal economic times only 1 in 3 Chapter 13 bankruptcy filings results in the individual's successful meeting...
Among the companies that made significant moves from last year's list, Ford made the biggest jump, from No. 51 to No. 37. "CEO Alan Mulally has been out in public making long-term decisions: not taking bailout money, having a vision," says Fronk. "It's a different story going on at Ford than at some of their competitors." Other big gainers included ExxonMobil, Pepsi, Costco, the Home Depot and Southwest Airlines. Among the companies falling the fastest in the rankings were Bank of America, Verizon, Sony, Target and Time Warner (the parent company of TIME). (See which businesses...
...funding crisis in European higher education is unlikely to improve anytime soon. "There's quite a lot of anxiety in the system," Flather says, cautioning that short-term cuts will have long-lasting effects on universities. Undermining these "engines of democracy," he adds, could end up being more costly than people think - not in terms of dollars and cents, but in the future well-being of European societies. "We're part of the future, we're part of recovery," he says...
...adults qualifying as overweight or obese - would suggest that the Scientific American article may have actually understated the addictiveness of junk food, not cocaine. Some addiction researchers might even argue that potato chips - and other high-fat, high-calorie foods - are more effective than a crack pipe in terms of keeping "users" hooked long-term...
While Kenny's research can be read to suggest that simple long-term exposure to enticing foods leads to obesity and reduces the ability to obtain pleasure, there's actually at least one other major factor at play. Consider the living conditions of the rats in the study: solitary cages. Like humans, rats are highly social animals that suffer when deprived of contact with others. But in the experiment, the rats were not only isolated from other rats, but were also given no toys or exercise wheels; their diet options were either monotonous rat chow or cheesecake and bacon...