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Citigroup is offering graduates of the One Thousand Churches program six months of free checking and is considering a credit-card deal. Insurance companies, computer makers and Internet service providers are also coming to the table with special offers. Freddie Mac donated $1 million and developed One Thousand Churches' tutorials on credit scoring and home ownership. "The future of the housing market rests with minorities and first-time home buyers," says Willie Spears, an executive at New Orleans' Hibernia National Bank, "so in that respect we're being a little selfish...
Once churches pay to join One Thousand Churches, classes are free for individuals. But Bembry zeroes in on one goal of the program: "After you've got yourself in a position to do so, pay God first. Tithe 10%. Then pay yourself...
Having majored in finance, Bembry has more formal investment training than most One Thousand Churches ministers, who often tap church members with experience in the financial sector to run the classes. While most seminaries offer at least one business-oriented course on church management, fewer than 10% teach personal finance. "It's the great silent subject, a huge gap in pastoral training," says Dick Towner, who founded the Good $ense Ministry, in South Barrington...
...help fill this education gap, One Thousand Churches gives preachers a list of biblical passages on financial planning. The program's fee also covers a three-day crash course for pastors at the N.Y.S.E. In April, in a gilded conference room at the 250-year-old exchange, dozens of black ministers were immersed in Wall Street vocabulary--syndicate, suitability, zero-coupon bond--before taking a tour around the trading floor...
Just after dawn the old city begins to wake. The jackhammer throb of a thousand electricity generators competes with raucous Hindi music blasting from the stereos they have brought to life. A discordant orchestra of scooter bleats, car horns, rickshaw chimes and temple bells nearly drowns out one of the day's early funeral processions. The cortege turns into the packed alleys surrounding the Golden Temple, where lanes that barely fit two abreast are thronged with devotees, foreheads smeared with vermilion tikka, a blessing from the temple priest...