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...unexpectedly become the most important new financial investment vehicle in decades. By giving consumers an incentive to save and invest, the IRA tax deferral has provided a huge influx of new business for banks, thrift institutions and Wall Street brokerage houses. The total amount put into IRAs as of April 15 will be about $240 billion; by 1990 that total is expected to reach $500 billion. Those figures include Keogh plans, an equivalent of the IRA designed for self-employed individuals...

Author: /time Magazine | Title: Wild About IRAs | 4/7/1986 | See Source »

...begin making it happen. The conclusion of the ten-day congress preceded by only a few days the anniversary of the Soviet leader's first year in power, a period that has seen a new push for less liquor and more labor, tighter work discipline and more thrift. It was high time, Gorbachev made clear, to begin realizing those goals. In its final week, the congress rubber-stamped two separate economic outlines that bear the Gorbachev seal. Both emphasize the rebuilding of obsolete factories and concentration on machine-tool production, consumer goods and computer technology. But Gorbachev's defense...

Author: /time Magazine | Title: Soviet Union Back to Work, Comrades | 3/17/1986 | See Source »

...five months, Johnny's Thrift Shop was the most hassle-free store in Birmingham, paying fast prices for anything brought there and handed to the clerk behind the counter. There were the two young men, for example, who carted in a $600 color TV and a $300 VCR, plunked them down and accepted Johnny's $175 check for both. And then there was the fellow who parked a brand-new $15,000 Oldsmobile outside and gladly took $500 for it. "The car business is much more profitable than the stereo business," the seller earnestly explained. "How many...

Author: /time Magazine | Title: Jail Sale: Where cupidity bred stupidity | 2/24/1986 | See Source »

Modigliani's insights have influenced generations of students and policymakers. His "life-cycle" savings theory, developed in the 1950s with Richard Brumberg, is accepted by nearly all experts as a key to understanding thrift. Among other uses, the work offers a yardstick for gauging the impact of different pension systems. The theory suggests, for example, that people will tuck away less when they are guaranteed retirement income. That prediction has been borne out by the experience of Sweden, where savings rates plummeted from 7% to virtually zero after the government embarked in the 1960s on a sweeping pension program...

Author: /time Magazine | Title: Nobel Prizes: Honors for Seven Achievers | 10/28/1985 | See Source »

...reckless rendition of "War Is Hell On the Homefront, Too." Muriel, he realizes, is a fighter. Her pathetic ignorance wages war on the conventional proprieties that have long ossified the rest of the Learys. Macon's decision to give up middle-class respectability for its underside of secondhand thrift shops and carry-out pizza dinners turns out, ironically, to be less of an escape than an adventure in responsibility. He discovers himself feeling an odd protective concern for the sickly seven-year-old Alexander, a stranger...

Author: By Hein Kim, | Title: You Can't Go Home Again | 10/1/1985 | See Source »

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