Word: thrifts
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...effectively as the larger ones is create a frightening mess. Community Savings & Loan (assets: $443 million) of Bethesda, Md., demonstrated as much last week by getting into such a pinch for cash that it prompted Governor Harry Hughes to declare a 20- day ban on withdrawals from the thrift's 30,000 accounts. Community's , customers, who were still jittery after a statewide S and L crisis in May, had staged a run on their deposits after hearing about shakiness at the thrift's real estate subsidiary, Equity Programs Investment Corp...
Since 1980, the thrift industry has been struggling to pull out of a slump caused by an interest-rate spiral that peaked with a prime rate of 20.5% in 1981. Competitive pressure forced the thrifts to pay 10% or more to bring in deposits, but their income remained far below that level because it was largely dependent on old, fixed-rate loans paying interest rates...
Does anyone remember underwear? The boldest of the Wanna Be's prowl thrift shops looking for ancient, bulletproof black lace bras and corsets, which they wear slapdash under any sort of gauzy shirt or found-in-the-attic jacket. They tie great floppy rags in their frazzled hair, which when really authentic is blond with dark roots...
CLOTHES. I like to combine things but in a humorous way, like a uniform skirt and fishnets. Sometimes I like really expensive things. I like Vivienne & Westwood, Commes des Garcons and Jean Paul Gaultier. But I get a lot of stuff in thrift shops too. I really love dresses like Marilyn Monroe wore, those '50s dresses that were really tailored to fit a voluptuous body. A lot of stuff made now is for an androgynous figure, and it doesn't look good on me. I have always sort of elaborated with my dance clothes. I used to live...
...different kind of savings institution emerged with the founding of the Oxford-Provident Building Association in Frankford, Pa. This forerunner of the modern savings and loan was created to give loans for home building. Over the years, the two types of thrift institutions -- savings banks and savings and loan associations -- became very similar, and both pursued the same primary goals: catering to small depositors and granting home mortgages. Commercial banks concentrated on business lending and had the legal power to make a broader range of investments, from oil ventures to foreign loans...