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...personal assets on the line. "Even a business with a solid balance sheet may be required to have a personal guarantee," says Therese Franzén, an Atlanta lawyer and chair of the American Bar Association's consumer-financial-services committee. The hope, of course, is that your business will thrive and you'll pay down the loan just as you would a mortgage.(See how to plan for retirement...

Author: /time Magazine | Title: Should You Sign a Personal Loan Guarantee? | 3/29/2010 | See Source »

Langa is a densely packed community of matchbox houses and shacks of tin, wood and plastic sheeting crammed into every available space. For visitors it is a glimpse of a world of poverty, leavened by the locals' cheerful resolve to make the best of things. Entrepreneurs thrive in old shipping containers, converted to house everything from hair salons and driving schools to funeral parlors. In a church-run day-care centre, infants address Caucasian visitors with cries of "Abelungu!" - the Xhosa word for whites. One stop is a cookery school sponsored by city hotels, where students from Langa's poorest...

Author: /time Magazine | Title: Next Time You're in ... Cape Town | 3/17/2010 | See Source »

...down to the wire,” Brown said. “I certainly did not have any doubt that we were going to win that game in extra innings. And I think especially in really close situations, our team has a sense of urgency, and we really thrive in that environment...

Author: By Kate Leist, CRIMSON STAFF WRITER | Title: Brown Consistent as Harvard Splits Weekend | 3/16/2010 | See Source »

...seems like TV networks have been talking about remaking the western for longer than they actually made them. Maybe the genre, which dominated TV drama in the '50s and '60s, is just too much of its time to thrive in a more gray-hatted era. HBO aired three seasons of Deadwood, a dark and poetic look at the Darwinian life of a mining camp, but that was less a remake than a rebuttal...

Author: /time Magazine | Title: Lone Gunman | 3/15/2010 | See Source »

...investigators gave Graf no quarter. Graf violated Navy regulations "by demeaning, humiliating, publicly belittling and verbally assaulting ... subordinates while in command of Cowpens," the report found. Her actions "exceeded the firm methods needed to succeed or even thrive," and her "harsh language and profanity were rarely followed with any instruction." Her repeated criticism of her officers, often in front of lower-ranking crew members, was "contrary to the best interests of the ship and the Navy...

Author: /time Magazine | Title: Sexism and the Navy's Female Captain Bligh | 3/11/2010 | See Source »

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