Word: tiere
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...average capital reserves for Canada's Big Six banks - defined as Tier 1 capital (common shares, retained earnings and non-cumulative preferred shares) to risk-adjusted assets - is 9.8%, several percentage points above the 7% required by Canada's federal bank regulator. That's a little better than major U.S. commercial banks like Bank of America, but significantly higher than an average capital ratio of about 4% for U.S. investment banks and 3.3% for European commercial banks...
...beautiful night. We had the perfect number of people for a human pyramid. There were six of us, varied enough in height and weight to make tiers without breaking anyone’s back. We had a carpet to fall on and a slew of problem sets, papers, and readings to distract ourselves from. I was on the bottom tier, trembling and giggling alternately as each roommate added herself to the structure. After quite a bit of debate, shrieks, and near-arm-collapses, our pyramid existed for just a few moments. Then we dissolved into a jumble of limbs...
...Saturday, competitors will go through a two-tier selection process. In the first round, participants will give a one-minute “elevator pitch” to the judging panel and the audience, explaining their business ideas and why they think their ideas will work...
...When Beckham renounced his status as a "Galactico" on Real Madrid's star-studded roster and headed for California, the big-money move was widely interpreted as a kind of golden parachute into retirement, bringing a touch of glamor and skill to a lower-tier league in which he could dominate. But the move to Milan, European champions just two years ago whose star-studded lineup includes the likes of the Brazilians Kaka and Ronaldino, suggests a restored ambition to return to the premier stage of the global game...
...dressed for action and Gordon made only a brief appearance with no carries. “Both those guys [Ho and Gordon] are injured, we had to go to No. 3,” Harvard coach Tim Murphy said. “You’re playing your third tier running back, fifth, sixth, and seventh wide receivers. We feel blessed that those kids keep rising to the occasion.” Fortunately for the Crimson offense, the top two running backs aren’t out with season ending injuries like the three wide receivers—junior Mike...