Word: tiers
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...predict college kids will study closer to home, and that families will cluster in the same area. We're already seeing similar effects from the increased price of a college education. State schools, especially the upper-tier ones, have been swamped with applications during the last decade. That's a trend that will only be enhanced by higher gas prices and more expensive plane tickets. As for families being clustered, that's going to be a long-term effect that may take a generation to manifest as young families mature during a time of higher gasoline prices. (See pictures...
...Force leadership and the Senate's top military experts have all declared that the U.S. needs no more than the 187 of the $350 million fighters it has already bought. So the F-22's backers are changing their tactics in demanding more planes, relying on arguments from second-tier officers, citing imaginary threats and introducing the most potent argument of all these days: preserving 25,000 well-paying jobs...
...really smart.” Since Korean college admission is based entirely on a test score, it is widely acknowledged that no matter how naturally intelligent you are, if you don’t study intensively for the exam, you won’t go to a top-tier university. Grades don't even matter: I know one Korean girl who got sick of her high school’s competitive atmosphere, dropped out, and studied on her own for the CSAT. She scored highly enough to go to Ewha University (the top-rated women’s college...
...defense. The Las Vegas Review-Journal recently refused to run an AshleyMadison ad referencing the Ensign scandal. But other racy TV, billboard and radio ads have succeeded in raising the site's profile over the past year to the point where by some measures it's in the top tier of dating sites, with tens of millions of dollars in annual profits. AshleyMadison charges members $49 for a package of credits they can use to contact up to 20 members. Members don't pay to receive messages, just to initiate contact, so many women end up using the site...
...collapse of U.S. consumer spending - were asked to cough up more collateral when renegotiating loans, while other marginal customers were denied further credit. To strengthen the bank's financial position even more, Sands raised $2.7 billion in capital through a December share sale, raising the bank's key "tier one" capital ratio to 10.1%. (An 8% ratio is considered healthy.) Jaspal Singh Bindra, StanChart's Hong Kong - based CEO for Asia, says that previous downturns like the 1997 Asian crisis made management especially wary of financial-system turmoil. "We learned that when there is a market problem, it spreads from...