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Coincidentally, on the very same day in California, the other state that understands what it is like to routinely plunge into near and total catastrophe, Governor Arnold Schwarzenegger was announcing a quiet revolution. Stunned by what he had recently seen in his own state--neighbors saving one another from wildfires, an oil spill that drew thousands of unsolicited, underutilized cleanup volunteers (above)--he created a new cabinet-level post to manage volunteers...
...million GALLONS OF OIL SPILLED The tanker was carrying a total of 53 million gallons...
...another subprime-mortgage debacle. But so far, Lending Club's default rate is less than 0.5%. That's partly because P2P members are motivated to pay back or lend to an actual person rather than a big bank. Since May 2006, Marilyn Paguirigan of Honolulu has lent a total of $30,000 to more than 100 people on Prosper, most of whom she has never met. "I measure my returns in not just the dollar amount," says Paguirigan, who happily makes 6% to 7% on her loans. "It's in the fulfillment I get from helping people." Here...
...WORKS: Lenders list the total amount they'd like to loan and the risk level they can stand. They can select individual borrowers who meet their criteria, or the site's Lending Match program will generate a portfolio. The mean 12.32% interest rate beats the current 3% average return...
...total waste of time and money.' LORD FOULKES OF CUMNOCK, a member of Britain's Intelligence and Security Committee, calling for an end to the "circus" inquest into Princess Diana's death, which began last October...