Word: totalizers
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Vanishing Credit One of the main consequences of the financial crisis is that credit will be a lot harder to obtain. That's already happening in the U.K., for example, where the volume of home mortgages approved by lenders fell dramatically in August. Including other forms of consumer credit, total net lending plunged by 86% from its level a year ago, according to Bank of England statistics. Just as Europe's banks were overextended, so consumers in many countries ramped up their household borrowing in the past few years - usually because rising house prices made them feel richer. For policymakers...
Under international accounting rules, the government should rightfully add the liabilities of those banks to its national debt. RBS's liabilities alone exceed the total national income of the U.K. Even excluding them, Brown is almost certain to break one of his own cardinal rules by failing to keep the total debt level below 40% of national income. Carl Emmerson, deputy director of the Institute for Fiscal Studies in London, estimates that Britain's budget deficit for the current fiscal year will likely grow from the government's planned 2.8% of GDP to about...
...Utah OpenCourseWareAlliance, a collaboration of seven universities in Utah offering 145 courses in total, became the first open courseware system publicly funded by the state. In spring of 2007, Stanford University established a task force, Stanford Open Education Initiative, to explore open education options. And the trend is not limited to only these schools: many institutions across the world have followed suit and created similar programs, furthering educational opportunities...
Senior Meghan Watson represented Harvard in the C-division placing 11th with a total of 51 points...
...Overall the conditions were very rough,” Himler said. ”It was unexpected and really light and choppy on the water.” Himler led the Crimson, placing fifth with a total of 89 points...