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Gramm's solution is tougher mortgage regulation. Down payments should be at least 5%, borrowers should be required to provide tangible proof of income, adjustable rate mortgages should only be approved if the borrowers can afford to make the payments after the rates have adjusted upward, home equity loans should be restricted...

Author: /time Magazine | Title: Phil Gramm Says the Banking Crisis Is (Mostly) Not His Fault | 1/24/2009 | See Source »

...beyond tougher rhetoric, is the new Administration really likely to get tough with China on trade, as so many union supporters of Obama hope? Unlikely. In fact, it's hard to think of anything business and investors on both sides of the Pacific would welcome less right now than a U.S.-China trade rumble. Both countries are in the midst of serious economic pain, which trade tensions would only worsen. There are enough comparisons with the Great Depression out there already without dredging up the memory of Smoot-Hawley, the 1930 legislation in the U.S. that put a tariff...

Author: /time Magazine | Title: Behind Geithner's China-Currency Charge | 1/23/2009 | See Source »

...President-elect Obama heard from Vice President-elect Joe Biden and Senator Lindsey Graham last week, when the two returned from a fact-finding visit to Afghanistan, "things are going to get tougher" here...

Author: /time Magazine | Title: Obama's Daunting Task in Afghanistan | 1/19/2009 | See Source »

...further this year, but Future Heathrow, a coalition of businesses and trade unions with interests in the aviation community, says additional capacity will be needed further down the line. "The U.K. needs to fight in the global market like any other country, and that market has gotten a lot tougher recently," says Baroness Jo Valentine, the chief executive of London First, a lobby group that campaigns for investment in London. Other advocates point out that the $13 billion expansion is vital to help Heathrow stay ahead of rival hubs in Paris, Frankfurt and Madrid, and that it will create...

Author: /time Magazine | Title: Heathrow's Expansion: A New Kind of Blitz in England | 1/17/2009 | See Source »

...splash water park - complete with a gym and "quality meeting space" - might sound like a waste of $22 million, but it would provide a nice stimulus for the people of Gastonia, N.C. The travel industry wants a $10 million loan to promote the U.S. as a destination, a tougher job these days. To the American Apparel & Footwear Association, this crisis only highlights the need to eliminate import tariffs on shoes. "Building self-esteem is critical," explains Matt Rubel, CEO of the parent company of Payless, "and not having a new pair of shoes - you know, having a pair that...

Author: /time Magazine | Title: How to Spend a Trillion Dollars | 1/15/2009 | See Source »

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