Word: tracking
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...India has a distinguished history of producing great writers, but until recently, not much of a track record of actually buying their books. That lack of enthusiasm was due, in part, to sheer economics; books were largely considered a luxury item that could only be used once. For years, Penguin was the lone foreign publishing presence in India. But as the economic outlook in the country brightened, so has the outlook for aspiring authors and publishers. Sensing a new and growing market, foreign publishers like Harper Collins and Random House have set up shop in the outskirts of New Delhi...
...Indeed, just last month, a white employee at an RV dealership in Texas posted a YouTube video showing a black co-worker trying to get the built-in webcam on an HP Pavilion laptop to detect his face and track his movements. The camera zoomed in on the white employee and panned to follow her, but whenever the black employee came into the frame, the webcam stopped dead in its tracks. "I think my blackness is interfering with the computer's ability to follow me," the black employee jokingly concludes in the video. "Hewlett-Packard computers are racist." (See pictures...
...adjust its webcam's sensitivity to backlighting. Nikon says it's working to improve the accuracy of the blink-warning function on its Coolpix cameras. (Sony wouldn't comment on the performance of its Cyber-shot cameras and said only that it's "not possible to track the face accurately all the time.") Perhaps in a few years' time, the only faces cameras won't be able to pick up will be those of the blue-skinned humanoids from Avatar...
Basically, ETFs are baskets of securities that passively track stock-market indexes or financial indexes. Since ETFs mirror indexes, they don't have big management fees, nor do they generate as much trading volume (and commission costs) as actively managed mutual funds; when they do have portfolio turnover, it is often by swapping stocks instead of buying and selling them, which means they don't run up capital-gains taxes the way mutual funds often can. The result: lower overall costs for investors. The average annual fee for an ETF is 55 basis points (i.e., 0.55% of assets), significantly below...
...their benefits, ETFs come with their own set of risks. For example, Tad Borek, an attorney and registered financial adviser in San Francisco, advises clients to avoid oil-and-gas ETFs because they track futures indexes. "You can lose a lot of money [in futures] even though the price of oil is going up," he says...