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Most bondholders, though, will find it hard to avoid losses. And what will retail investors do once bonds have burned them too? Atteberry thinks many will just put their money in the bank. The trade-off there is a measly return: the highest savings-account rate in the land is currently just 1.83%, according to Bankrate.com and most banks pay far less. Less than inflation. But hey, at least the money's safe...

Author: /time Magazine | Title: Thought Bonds Were Safe? Think Again | 10/5/2009 | See Source »

TIME asks, "where will jobs come from?" The U.S. had a $670 billion trade deficit in 2008. Those billions represent millions of jobs that have been exported. It's time to recognize that free trade doesn't work. Bring jobs back from overseas with a 20% across-the-board tariff on imports...

Author: /time Magazine | Title: Inbox | 10/5/2009 | See Source »

Antonio and the world's 25 million other small coffee growers don't have a lot of career alternatives. So you'd think they would be enthusiastic about Fair Trade - a global campaign that for 25 years has sought to bring struggling Third World farmers, including Antonio, out of poverty by paying them higher-than-market prices for everything from coffee to quinoa. Along the way, it has recruited retail giants like Starbucks, which is the globe's largest purchaser of Fair Trade - certified coffee...

Author: /time Magazine | Title: Fair Trade: What Price for Good Coffee? | 10/5/2009 | See Source »

...future of the Fair Trade - coffee movement is in question, as some backers raise concerns about whether it has reached the limit of how much it can help. In a private-industry survey last year of 179 Fair Trade coffee farmers in Central America and Mexico, a copy of which TIME obtained, more than half said their families have still been going hungry for several months a year. "When I got the results, I was shocked," says Rick Peyser, director of social advocacy for Green Mountain Coffee Roasters in Vermont, the Fair Trade company that commissioned the survey...

Author: /time Magazine | Title: Fair Trade: What Price for Good Coffee? | 10/5/2009 | See Source »

...Fair Trade pays $1.55 per lb. for Antonio's organic coffee, almost 10% more than the market price. But Antonio is left with only 50¢ per lb. after paying Fair Trade cooperative fees, government taxes and farming expenses. By year's end, he says, from the few thousand pounds he grows, he'll pocket about $1,000 - around half the meager minimum wage in Guatemala - or $2.75 a day, not enough for Starbucks' cheapest latte. The same holds true for other Guatemalan growers, like Mateo Reynoso, also from Quetzaltenango. Without Fair Trade, he says, "we wouldn't be growing coffee...

Author: /time Magazine | Title: Fair Trade: What Price for Good Coffee? | 10/5/2009 | See Source »

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