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...housing challenges affect the overall economy: "[H]ome equity fell by $2.5 trillion in real terms in 2008 and nearly $5.9 trillion (or 43 percent) from the 2005 level. The loss of housing wealth caused consumers to curtail cash-out refinances and pull back on spending, knocking an additional 0.9 percentage point off economic growth last year, according to Moody's Economy.com."(Read "Four Steps to Ending the Foreclosure Crisis...

Author: /time Magazine | Title: The State of the Nation's Housing | 6/23/2009 | See Source »

Banks have cut off or pared back an estimated $1 trillion in credit lines since the peak of the credit boom, according to the now famously bearish analyst Meredith Whitney (who accurately predicted Citigroup's meltdown back in 2007). Moreover, according to a study from the maker of the all-important FICO credit score, recent cutbacks have hit twice as many of the most financially responsible consumers--those with a median credit score of 770--as those with crummy credit. "These people have done everything right," says Greg McBride, senior financial analyst with Bankrate.com "and now some arbitrary decision could...

Author: /time Magazine | Title: Could Your Credit Be Too Good? | 6/22/2009 | See Source »

...Stockholm Breaking the Bank for War Despite the global economic downturn, world governments spent $1.46 trillion on defense in 2008--a new record, according to the Stockholm International Peace Research Institute. The U.S. continued to top the list, spending $607 billion to upgrade its armed forces--more than seven times the amount spent by China, which beat out the U.K. for the No. 2 spot for the first time...

Author: /time Magazine | Title: The World | 6/22/2009 | See Source »

...them) and conservatives tend to disparage them (because the French use them). But while the U.S. probably can't re-create the charming ride from Paris to Lyon, it also can't keep treating rail like a loathsome relic. Since World War II, the U.S. has poured almost $2 trillion into highway and aviation systems, while passenger rail - like the wheezing federal Amtrak line - has received less than 3% of Washington's transportation dollars. Obama argues that the U.S. needs, economically and environmentally, a rail revival in order to relieve stressed auto and air infrastructure. That means emulating the long...

Author: /time Magazine | Title: U.S. Stimulus Puts Bullet Trains on the Fast Track | 6/22/2009 | See Source »

...given one of the ways the Obama Administration is considering to help pay for an overhaul that could cost north of $1 trillion, that impact could be even tougher than expected. A recent proposal by the White House would cut some $216 billion in Medicaid and Medicare funding, including $106 billion that now goes directly to hospitals. (See pictures of Barack Obama's family tree...

Author: /time Magazine | Title: Starting Health-Care Reform in the ER | 6/19/2009 | See Source »

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